TN/Sequatchie County/MCMINNVILLE
MCMINNVILLE, TN
CitySAFMR
Sequatchie County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$740$620
1 BR$740$660
2 BR$970$740
3 BR$1,170$1,290
4 BR$1,310$1,440
5 BR$1,506
6 BR$1,732
7 BR$1,992
8 BR$2,291

Purchase Price Calculator

Maximum purchase price
$48,047

Cost breakdown

+Likely effective rent$740
HUD FMR$970
Market rentUsed$740
Est. payment standard (90%)$870
Market rent is below the inferred standard ($870, 90% of FMR).
-Principal and interest-$243
Loan amount$38,438
Down payment$9,609
Rate6.50%
Term30 years
-Operating costs-$297
Property taxes-$48
Insurance-$175
Utilities$0
HOA$0
Management-$74
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$12,272(127.7% ROI)
Projected value
$51,742
Current value$48,047
Return breakdown
Property appreciation+$3,694
Loan principal paid down+$1,377
Rental cash flow+$7,200
5-year hold
+$20,770(216.1% ROI)
Projected value
$54,361
Current value$48,047
Return breakdown
Property appreciation+$6,314
Loan principal paid down+$2,456
Rental cash flow+$12,000
10-year hold
+$43,309(450.7% ROI)
Projected value
$61,504
Current value$48,047
Return breakdown
Property appreciation+$13,457
Loan principal paid down+$5,852
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 37110
1.19ratio
FMR$740
Market$620
vs market+$120

FMR is above market; underwrite to market rent.

90% standard$666 / 1.07 ratio110% standard$814 / 1.31 ratio
1.19
1 BR
1 BR- 37110
1.12ratio
FMR$740
Market$660
vs market+$80

FMR is above market; underwrite to market rent.

90% standard$666 / 1.01 ratio110% standard$814 / 1.23 ratio
1.12
2 BR
2 BR- 37110
1.31ratio
FMR$970
Market$740
vs market+$230

FMR is above market; underwrite to market rent.

90% standard$873 / 1.18 ratio110% standard$1,067 / 1.44 ratio
1.31
3 BR
3 BR- 37110
0.77ratio
FMR$1,170
Market$1,510
vs market-$340

FMR is below market; voucher rent may lag private rents.

90% standard$1,053 / 0.70 ratio110% standard$1,287 / 0.85 ratio
0.77
4 BR
4 BR- 37110
0.79ratio
FMR$1,310
Market$1,650
vs market-$340

FMR is below market; voucher rent may lag private rents.

90% standard$1,179 / 0.71 ratio110% standard$1,441 / 0.87 ratio
0.79
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for MCMINNVILLE, TN (TN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

MCMINNVILLE, TN fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for MCMINNVILLE, TN shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $970 and the 4 bedroom fair market rent is $1,310.

Use this page for searches like MCMINNVILLE, TN FMR, MCMINNVILLE, TN fair market rent, and MCMINNVILLE, TN Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for MCMINNVILLE, TN
Bedroom sizeHUD FMR
Studio$740
1 bedroom$740
2 bedroom$970
3 bedroom$1,170
4 bedroom$1,310