MD/Charles County/MECHANICSVILLE
MECHANICSVILLE, MD
CitySAFMR
Charles County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,440$1,440
1 BR$1,730$1,730
2 BR$1,890$1,890
3 BR$2,340$2,340
4 BR$2,980$2,490
5 BR$3,427
6 BR$3,941
7 BR$4,532
8 BR$5,212

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 20659
0.70ratio
FMR$1,440
Market$2,050
vs market-$610

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.70
1 BR
1 BR· 20659
0.78ratio
FMR$1,730
Market$2,220
vs market-$490

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.78
2 BR
2 BR· 20659
0.87ratio
FMR$1,890
Market$2,180
vs market-$290

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.87
3 BR
3 BR· 20659
1.00ratio
FMR$2,340
Market$2,350
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.00
4 BR
4 BR· 20659
1.20ratio
FMR$2,980
Market$2,490
vs market+$490

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.20
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$218,937
Rent
$1,890
Down payment
$43,787
Loan
$175,149
Mortgage
$1,107
Expenses
$583
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for MECHANICSVILLE, MD (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

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