MIAMI, OK
CitySAFMR
Ottawa County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$740$740
1 BR$760$760
2 BR$1,000$1,000
3 BR$1,260$1,070
4 BR$1,320$1,260
5 BR$1,518
6 BR$1,746
7 BR$2,008
8 BR$2,309

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 74354
0.78ratio
FMR$740
Market$950
vs market-$210

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.78
1 BR
1 BR· 74354
0.72ratio
FMR$760
Market$1,050
vs market-$290

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.72
2 BR
2 BR· 74354
0.99ratio
FMR$1,000
Market$1,010
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.99
3 BR
3 BR· 74354
1.18ratio
FMR$1,260
Market$1,070
vs market+$190

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.18
4 BR
4 BR· 74354
1.05ratio
FMR$1,320
Market$1,260
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.05
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$86,683
Rent
$1,000
Down payment
$17,337
Loan
$69,346
Mortgage
$438
Expenses
$362
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for MIAMI, OK (OK) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

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