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Miamitown, OH

CitySAFMR
Hamilton County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,040$1,140
1 BR$1,120$1,080
2 BR$1,430$1,470
3 BR$1,880$1,980
4 BR$2,120$2,270
5 BR$2,438Not available
6 BR$2,804Not available
7 BR$3,224Not available
8 BR$3,708Not available

Purchase Price Calculator

Maximum purchase price
$156,525

Cost breakdown

+Likely effective rent$1,470
HUD FMR$1,430
Market rent$1,490
Est. payment standard (103%)Used$1,470
-Principal and interest-$791
Loan amount$125,220
Down payment$31,305
Rate6.50%
Term30 years
-Operating costs-$479
Property taxes-$157
Insurance-$175
Utilities$0
HOA$0
Management-$147
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,722(75.8% ROI)
Projected value
$168,560
Return breakdown
Property appreciation+$12,035
Loan principal paid down+$4,486
Rental cash flow+$7,200
5-year hold
+$40,569(129.6% ROI)
Projected value
$177,094
Return breakdown
Property appreciation+$20,569
Loan principal paid down+$8,000
Rental cash flow+$12,000
10-year hold
+$86,904(277.6% ROI)
Projected value
$200,365
Return breakdown
Property appreciation+$43,840
Loan principal paid down+$19,063
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.85
1 BR
1.04
2 BR
0.96
3 BR
0.93
4 BR
0.90
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Miamitown, OH fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Miamitown, OH is $1,430 a month. That is up 8.3% from $1,320 in FY 2026. Miamitown is in the Cincinnati, OH-KY-IN HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Ohio is $1,048, so Miamitown is 36% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Miamitown, OH
BedroomsFY 2027Change90–110% range
Studio$1,040+11.8%$936–$1,144
1BR$1,120+8.7%$1,008–$1,232
2BR$1,430+8.3%$1,287–$1,573
3BR$1,880+8.0%$1,692–$2,068
4BR$2,120+9.8%$1,908–$2,332

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Miamitown, OH
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,040$1,120$1,430$1,880$2,120
FY 2026$930$1,030$1,320$1,740$1,930
FY 2025$840$950$1,230$1,630$1,800
FY 2024$770$870$1,130$1,500$1,670
FY 2023$690$790$1,030$1,380$1,550

Questions about Miamitown, OH rents

How much will Section 8 pay for a two-bedroom in Miamitown, OH?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,430, that basic range is $1,287 to $1,573 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Miamitown, OH in?

Miamitown, OH is in the Cincinnati, OH-KY-IN HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Miamitown, OH for FY 2027?

The two-bedroom FMR rose 8.3%, from $1,320 in FY 2026 to $1,430 in FY 2027. Since FY 2023 it has risen 38.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set