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GA/Carroll County/Mount Zion

Mount Zion, GA

CitySAFMR
Carroll County
Found 1 ZIP

City Median Investment Score

60Below average

095130300
BRFMR
Eff. Rent
0 BR$1,120$1,230
1 BR$1,170$1,290
2 BR$1,270$1,400
3 BR$1,510$1,660
4 BR$1,800$1,910
5 BR$2,070Not available
6 BR$2,380Not available
7 BR$2,738Not available
8 BR$3,148Not available

Purchase Price Calculator

Maximum purchase price
$146,123

Cost breakdown

+Likely effective rent$1,400
HUD FMR$1,270
Market rent$1,540
Est. payment standard (110%)Used$1,400
-Principal and interest-$739
Loan amount$116,898
Down payment$29,225
Rate6.50%
Term30 years
-Operating costs-$461
Property taxes-$146
Insurance-$175
Utilities$0
HOA$0
Management-$140
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,624(77.4% ROI)
Projected value
$157,358
Return breakdown
Property appreciation+$11,235
Loan principal paid down+$4,188
Rental cash flow+$7,200
5-year hold
+$38,670(132.3% ROI)
Projected value
$165,325
Return breakdown
Property appreciation+$19,202
Loan principal paid down+$7,469
Rental cash flow+$12,000
10-year hold
+$82,723(283.1% ROI)
Projected value
$187,050
Return breakdown
Property appreciation+$40,927
Loan principal paid down+$17,796
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.74
1 BR
0.83
2 BR
0.82
3 BR
0.85
4 BR
0.91
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Mount Zion, GA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Mount Zion, GA is $1,270 a month. That is down 5.2% from $1,340 in FY 2026. Mount Zion is in the Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Georgia is $1,058, so Mount Zion is 20% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Mount Zion, GA
BedroomsFY 2027Change90–110% range
Studio$1,120−4.3%$1,008–$1,232
1BR$1,170−4.1%$1,053–$1,287
2BR$1,270−5.2%$1,143–$1,397
3BR$1,510−6.2%$1,359–$1,661
4BR$1,800−6.2%$1,620–$1,980

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Mount Zion, GA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,120$1,170$1,270$1,510$1,800
FY 2026$1,170$1,220$1,340$1,610$1,920
FY 2025$1,180$1,230$1,360$1,640$1,970
FY 2024$1,210$1,240$1,390$1,680$2,040
FY 2023$1,030$1,050$1,190$1,450$1,770

Questions about Mount Zion, GA rents

How much will Section 8 pay for a two-bedroom in Mount Zion, GA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,270, that basic range is $1,143 to $1,397 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Mount Zion, GA in?

Mount Zion, GA is in the Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Mount Zion, GA for FY 2027?

The two-bedroom FMR fell 5.2%, from $1,340 in FY 2026 to $1,270 in FY 2027. Since FY 2023 it has risen 6.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set