ID/Elmore County/MOUNTAIN HOME
MOUNTAIN HOME, ID
CitySAFMR
Elmore County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,170$1,120
1 BR$1,390$1,150
2 BR$1,660$1,570
3 BR$2,320$1,980
4 BR$2,780$2,350
5 BR$3,197
6 BR$3,677
7 BR$4,228
8 BR$4,862

Purchase Price Calculator

Maximum purchase price
$171,385

Cost breakdown

+Likely effective rent$1,570
HUD FMR$1,660
Market rentUsed$1,570
Est. payment standard (96%)$1,600
Market rent is below the inferred standard ($1,600, 96% of FMR).
-Principal and interest-$867
Loan amount$137,108
Down payment$34,277
Rate6.50%
Term30 years
-Operating costs-$503
Property taxes-$171
Insurance-$175
Utilities$0
HOA$0
Management-$157
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,290(73.8% ROI)
Projected value
$184,563
Current value$171,385
Return breakdown
Property appreciation+$13,178
Loan principal paid down+$4,912
Rental cash flow+$7,200
5-year hold
+$43,281(126.3% ROI)
Projected value
$193,906
Current value$171,385
Return breakdown
Property appreciation+$22,521
Loan principal paid down+$8,760
Rental cash flow+$12,000
10-year hold
+$92,875(271.0% ROI)
Projected value
$219,387
Current value$171,385
Return breakdown
Property appreciation+$48,002
Loan principal paid down+$20,873
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 83647
1.04ratio
FMR$1,170
Market$1,120
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$1,053 / 0.94 ratio110% standard$1,287 / 1.15 ratio
1.04
1 BR
1 BR- 83647
1.21ratio
FMR$1,390
Market$1,150
vs market+$240

FMR is above market; underwrite to market rent.

90% standard$1,251 / 1.09 ratio110% standard$1,529 / 1.33 ratio
1.21
2 BR
2 BR- 83647
1.06ratio
FMR$1,660
Market$1,570
vs market+$90

FMR is near market; voucher and private rents are aligned.

90% standard$1,494 / 0.95 ratio110% standard$1,826 / 1.16 ratio
1.06
3 BR
3 BR- 83647
1.17ratio
FMR$2,320
Market$1,980
vs market+$340

FMR is above market; underwrite to market rent.

90% standard$2,088 / 1.05 ratio110% standard$2,552 / 1.29 ratio
1.17
4 BR
4 BR- 83647
1.18ratio
FMR$2,780
Market$2,350
vs market+$430

FMR is above market; underwrite to market rent.

90% standard$2,502 / 1.06 ratio110% standard$3,058 / 1.30 ratio
1.18
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for MOUNTAIN HOME, ID (ID) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

MOUNTAIN HOME, ID fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for MOUNTAIN HOME, ID shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,660 and the 4 bedroom fair market rent is $2,780.

Use this page for searches like MOUNTAIN HOME, ID FMR, MOUNTAIN HOME, ID fair market rent, and MOUNTAIN HOME, ID Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for MOUNTAIN HOME, ID
Bedroom sizeHUD FMR
Studio$1,170
1 bedroom$1,390
2 bedroom$1,660
3 bedroom$2,320
4 bedroom$2,780