NEWARK, CA
CitySAFMR
Alameda County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,510$2,160
1 BR$2,790$2,360
2 BR$3,410$3,380
3 BR$4,360$3,880
4 BR$5,170$4,480
5 BR$5,945
6 BR$6,837
7 BR$7,863
8 BR$9,042

Purchase Price Calculator

Maximum purchase price
$440,350

Cost breakdown

+Likely effective rent$3,380
HUD FMR$3,410
Market rentUsed$3,380
Est. payment standard (99%)$3,390
Market rent is below the inferred standard ($3,390, 99% of FMR).
-Principal and interest-$2,227
Loan amount$352,280
Down payment$88,070
Rate6.50%
Term30 years
-Operating costs-$953
Property taxes-$440
Insurance-$175
Utilities$0
HOA$0
Management-$338
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$53,680(61.0% ROI)
Projected value
$474,209
Current value$440,350
Return breakdown
Property appreciation+$33,859
Loan principal paid down+$12,621
Rental cash flow+$7,200
5-year hold
+$92,373(104.9% ROI)
Projected value
$498,216
Current value$440,350
Return breakdown
Property appreciation+$57,866
Loan principal paid down+$22,507
Rental cash flow+$12,000
10-year hold
+$200,966(228.2% ROI)
Projected value
$563,685
Current value$440,350
Return breakdown
Property appreciation+$123,335
Loan principal paid down+$53,631
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 94560
1.16ratio
FMR$2,510
Market$2,160
vs market+$350

FMR is above market; underwrite to market rent.

90% standard$2,259 / 1.05 ratio110% standard$2,761 / 1.28 ratio
1.16
1 BR
1 BR- 94560
1.18ratio
FMR$2,790
Market$2,360
vs market+$430

FMR is above market; underwrite to market rent.

90% standard$2,511 / 1.06 ratio110% standard$3,069 / 1.30 ratio
1.18
2 BR
2 BR- 94560
1.01ratio
FMR$3,410
Market$3,380
vs market+$30

FMR is near market; voucher and private rents are aligned.

90% standard$3,069 / 0.91 ratio110% standard$3,751 / 1.11 ratio
1.01
3 BR
3 BR- 94560
1.12ratio
FMR$4,360
Market$3,880
vs market+$480

FMR is above market; underwrite to market rent.

90% standard$3,924 / 1.01 ratio110% standard$4,796 / 1.24 ratio
1.12
4 BR
4 BR- 94560
1.15ratio
FMR$5,170
Market$4,480
vs market+$690

FMR is above market; underwrite to market rent.

90% standard$4,653 / 1.04 ratio110% standard$5,687 / 1.27 ratio
1.15
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for NEWARK, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

NEWARK, CA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for NEWARK, CA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,410 and the 4 bedroom fair market rent is $5,170.

Use this page for searches like NEWARK, CA FMR, NEWARK, CA fair market rent, and NEWARK, CA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for NEWARK, CA
Bedroom sizeHUD FMR
Studio$2,510
1 bedroom$2,790
2 bedroom$3,410
3 bedroom$4,360
4 bedroom$5,170