NEWBURG, MD
CitySAFMR
Charles County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,080$2,280
1 BR$2,140$2,280
2 BR$2,390$2,370
3 BR$3,020$2,500
4 BR$3,550$3,060
5 BR$4,082
6 BR$4,695
7 BR$5,399
8 BR$6,209

Purchase Price Calculator

Maximum purchase price
$290,265

Cost breakdown

+Likely effective rent$2,370
HUD FMR$2,390
Market rentUsed$2,370
Est. payment standard (99%)$2,380
Market rent is below the inferred standard ($2,380, 99% of FMR).
-Principal and interest-$1,468
Loan amount$232,212
Down payment$58,053
Rate6.50%
Term30 years
-Operating costs-$702
Property taxes-$290
Insurance-$175
Utilities$0
HOA$0
Management-$237
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,838(65.2% ROI)
Projected value
$312,583
Current value$290,265
Return breakdown
Property appreciation+$22,319
Loan principal paid down+$8,320
Rental cash flow+$7,200
5-year hold
+$64,979(111.9% ROI)
Projected value
$328,408
Current value$290,265
Return breakdown
Property appreciation+$38,143
Loan principal paid down+$14,836
Rental cash flow+$12,000
10-year hold
+$140,650(242.3% ROI)
Projected value
$371,563
Current value$290,265
Return breakdown
Property appreciation+$81,299
Loan principal paid down+$35,352
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 20664
0.87ratio
FMR$2,080
Market$2,380
vs market-$300

FMR is below market; voucher rent may lag private rents.

90% standard$1,872 / 0.79 ratio110% standard$2,288 / 0.96 ratio
0.87
1 BR
1 BR- 20664
0.91ratio
FMR$2,140
Market$2,360
vs market-$220

FMR is near market; voucher and private rents are aligned.

90% standard$1,926 / 0.82 ratio110% standard$2,354 / 1.00 ratio
0.91
2 BR
2 BR- 20664
1.01ratio
FMR$2,390
Market$2,370
vs market+$20

FMR is near market; voucher and private rents are aligned.

90% standard$2,151 / 0.91 ratio110% standard$2,629 / 1.11 ratio
1.01
3 BR
3 BR- 20664
1.21ratio
FMR$3,020
Market$2,500
vs market+$520

FMR is above market; underwrite to market rent.

90% standard$2,718 / 1.09 ratio110% standard$3,322 / 1.33 ratio
1.21
4 BR
4 BR- 20664
1.16ratio
FMR$3,550
Market$3,060
vs market+$490

FMR is above market; underwrite to market rent.

90% standard$3,195 / 1.04 ratio110% standard$3,905 / 1.28 ratio
1.16
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for NEWBURG, MD (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

NEWBURG, MD fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for NEWBURG, MD shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,390 and the 4 bedroom fair market rent is $3,550.

Use this page for searches like NEWBURG, MD FMR, NEWBURG, MD fair market rent, and NEWBURG, MD Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for NEWBURG, MD
Bedroom sizeHUD FMR
Studio$2,080
1 bedroom$2,140
2 bedroom$2,390
3 bedroom$3,020
4 bedroom$3,550