CA/Orange County/NEWPORT COAST
NEWPORT COAST, CA
CitySAFMR
Orange County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$3,840$3,960
1 BR$3,930$3,890
2 BR$4,630$4,970
3 BR$6,280$6,910
4 BR$7,510$8,260
5 BR$8,637
6 BR$9,932
7 BR$11,422
8 BR$13,135

Purchase Price Calculator

Maximum purchase price
$676,623

Cost breakdown

+Likely effective rent$4,970
HUD FMR$4,630
Market rent$5,160
Est. payment standard (107%)Used$4,970
Estimated payment standard is $4,970 (107% of FMR).
-Principal and interest-$3,421
Loan amount$541,299
Down payment$135,325
Rate6.50%
Term30 years
-Operating costs-$1,349
Property taxes-$677
Insurance-$175
Utilities$0
HOA$0
Management-$497
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$78,619(58.1% ROI)
Projected value
$728,649
Current value$676,623
Return breakdown
Property appreciation+$52,026
Loan principal paid down+$19,393
Rental cash flow+$7,200
5-year hold
+$135,498(100.1% ROI)
Projected value
$765,537
Current value$676,623
Return breakdown
Property appreciation+$88,914
Loan principal paid down+$34,584
Rental cash flow+$12,000
10-year hold
+$295,918(218.7% ROI)
Projected value
$866,135
Current value$676,623
Return breakdown
Property appreciation+$189,512
Loan principal paid down+$82,407
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 92657
0.96ratio
FMR$3,840
Market$4,020
vs market-$180

FMR is near market; voucher and private rents are aligned.

90% standard$3,456 / 0.86 ratio110% standard$4,224 / 1.05 ratio
0.96
1 BR
1 BR- 92657
1.01ratio
FMR$3,930
Market$3,890
vs market+$40

FMR is near market; voucher and private rents are aligned.

90% standard$3,537 / 0.91 ratio110% standard$4,323 / 1.11 ratio
1.01
2 BR
2 BR- 92657
0.90ratio
FMR$4,630
Market$5,160
vs market-$530

FMR is below market; voucher rent may lag private rents.

90% standard$4,167 / 0.81 ratio110% standard$5,093 / 0.99 ratio
0.90
3 BR
3 BR- 92657
0.80ratio
FMR$6,280
Market$7,890
vs market-$1,610

FMR is below market; voucher rent may lag private rents.

90% standard$5,652 / 0.72 ratio110% standard$6,908 / 0.88 ratio
0.80
4 BR
4 BR- 92657
0.76ratio
FMR$7,510
Market$9,900
vs market-$2,390

FMR is below market; voucher rent may lag private rents.

90% standard$6,759 / 0.68 ratio110% standard$8,261 / 0.83 ratio
0.76
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for NEWPORT COAST, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

NEWPORT COAST, CA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for NEWPORT COAST, CA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $4,630 and the 4 bedroom fair market rent is $7,510.

Use this page for searches like NEWPORT COAST, CA FMR, NEWPORT COAST, CA fair market rent, and NEWPORT COAST, CA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for NEWPORT COAST, CA
Bedroom sizeHUD FMR
Studio$3,840
1 bedroom$3,930
2 bedroom$4,630
3 bedroom$6,280
4 bedroom$7,510