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Oregon, OH

CitySAFMR
Lucas County
Found 1 ZIP

City Median Investment Score

50Below average

095130300
BRFMR
Eff. Rent
0 BR$790$810
1 BR$840$920
2 BR$1,100$1,210
3 BR$1,400$1,100
4 BR$1,500$1,200
5 BR$1,725Not available
6 BR$1,984Not available
7 BR$2,281Not available
8 BR$2,624Not available

Purchase Price Calculator

Maximum purchase price
$117,889

Cost breakdown

+Likely effective rent$1,210
HUD FMR$1,100
Market rent$1,950
Est. payment standard (110%)Used$1,210
-Principal and interest-$596
Loan amount$94,311
Down payment$23,578
Rate6.50%
Term30 years
-Operating costs-$414
Property taxes-$118
Insurance-$175
Utilities$0
HOA$0
Management-$121
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,644(83.3% ROI)
Projected value
$126,954
Return breakdown
Property appreciation+$9,065
Loan principal paid down+$3,379
Rental cash flow+$7,200
5-year hold
+$33,517(142.2% ROI)
Projected value
$133,381
Return breakdown
Property appreciation+$15,492
Loan principal paid down+$6,026
Rental cash flow+$12,000
10-year hold
+$71,377(302.7% ROI)
Projected value
$150,908
Return breakdown
Property appreciation+$33,019
Loan principal paid down+$14,358
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.96
1 BR
0.82
2 BR
0.56
3 BR
1.27
4 BR
1.25
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Oregon, OH fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Oregon, OH is $1,100 a month. That is up 7.8% from $1,020 in FY 2026. Oregon is in the Toledo, OH MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,145. The median county two-bedroom FMR in Ohio is $1,048, so Oregon is 5% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Oregon, OH
BedroomsFY 2027Change90–110% range
Studio$790+8.2%$711–$869
1BR$840+7.7%$756–$924
2BR$1,100+7.8%$990–$1,210
3BR$1,400+6.9%$1,260–$1,540
4BR$1,500+8.7%$1,350–$1,650

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Oregon, OH
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$790$840$1,100$1,400$1,500
FY 2026$730$780$1,020$1,310$1,380
FY 2025$680$740$970$1,260$1,320
FY 2024$620$680$890$1,180$1,240
FY 2023$580$630$820$1,100$1,190

Questions about Oregon, OH rents

How much will Section 8 pay for a two-bedroom in Oregon, OH?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,145, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,031 to $1,260 a month; under the ZIP-level Small Area FMR of $1,100 it would be $990 to $1,210. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Oregon, OH in?

Oregon, OH is in the Toledo, OH MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,145.

How much did fair market rent change in Oregon, OH for FY 2027?

The two-bedroom FMR rose 7.8%, from $1,020 in FY 2026 to $1,100 in FY 2027. Since FY 2023 it has risen 34.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set