AL/Madison County/OWENS CROSS ROADS
OWENS CROSS ROADS, AL
CitySAFMR
Madison County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,550$1,390
1 BR$1,710$1,330
2 BR$1,970$1,390
3 BR$2,540$1,660
4 BR$3,170$2,040
5 BR$3,645
6 BR$4,192
7 BR$4,821
8 BR$5,544

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 35763
1.12ratio
FMR$1,550
Market$1,390
vs market+$160

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.12
1 BR
1 BR· 35763
1.29ratio
FMR$1,710
Market$1,330
vs market+$380

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.29
2 BR
2 BR· 35763
1.42ratio
FMR$1,970
Market$1,390
vs market+$580

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.42
3 BR
3 BR· 35763
1.53ratio
FMR$2,540
Market$1,660
vs market+$880

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.53
4 BR
4 BR· 35763
1.55ratio
FMR$3,170
Market$2,040
vs market+$1,130

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.55
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$230,825
Rent
$1,970
Down payment
$46,165
Loan
$184,660
Mortgage
$1,167
Expenses
$603
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for OWENS CROSS ROADS, AL (AL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

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