FMR is below market; voucher rent may lag private rents.
0.67
1 BR
1 BR- 21654
0.78ratio
FMR$1,280
Market$1,650
vs market-$370
FMR is below market; voucher rent may lag private rents.
0.78
2 BR
2 BR- 21654
0.71ratio
FMR$1,440
Market$2,030
vs market-$590
FMR is below market; voucher rent may lag private rents.
0.71
3 BR
3 BR- 21654
0.84ratio
FMR$1,990
Market$2,370
vs market-$380
FMR is below market; voucher rent may lag private rents.
0.84
4 BR
4 BR- 21654
0.79ratio
FMR$2,400
Market$3,050
vs market-$650
FMR is below market; voucher rent may lag private rents.
0.79
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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Oxford, MD fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Oxford, MD is $1,440 a month. That is up 1.4% from $1,420 in FY 2026. Oxford is in the Talbot County, MD non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,421. The median county two-bedroom FMR in Maryland is $1,875, so Oxford is 23% below it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for Oxford, MD
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,210
$1,090
−9.9%
$981–$1,199
1BR
$1,290
$1,280
−0.8%
$1,152–$1,408
2BR
$1,420
$1,440
+1.4%
$1,296–$1,584
3BR
$1,980
$1,990
+0.5%
$1,791–$2,189
4BR
$2,390
$2,400
+0.4%
$2,160–$2,640
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for Oxford, MD
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,090
$1,280
$1,440
$1,990
$2,400
FY 2026
$1,210
$1,290
$1,420
$1,980
$2,390
FY 2025
$1,210
$1,250
$1,390
$1,950
$2,340
FY 2024area FMR
$1,196
$1,229
$1,380
$1,945
$2,342
FY 2023area FMR
$1,013
$1,063
$1,201
$1,707
$2,046
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
Questions about Oxford, MD rents
How much will Section 8 pay for a two-bedroom in Oxford, MD?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,421, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,279 to $1,563 a month; under the ZIP-level Small Area FMR of $1,440 it would be $1,296 to $1,584. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is Oxford, MD in?
Oxford, MD is in the Talbot County, MD non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,421.
How much did fair market rent change in Oxford, MD for FY 2027?
The two-bedroom FMR rose 1.4%, from $1,420 in FY 2026 to $1,440 in FY 2027. Since FY 2025 it has risen 3.6%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set