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Pacific, WA

CitySAFMR
Pierce County
Found 1 ZIP

City Median Investment Score

79Below average

095130300
BRFMR
Eff. Rent
0 BR$1,780$1,720
1 BR$1,860$1,890
2 BR$2,170$2,200
3 BR$2,830$2,950
4 BR$3,370$3,190
5 BR$3,875Not available
6 BR$4,457Not available
7 BR$5,125Not available
8 BR$5,894Not available

Purchase Price Calculator

Maximum purchase price
$265,003

Cost breakdown

+Likely effective rent$2,200
HUD FMR$2,170
Market rent$2,220
Est. payment standard (101%)Used$2,200
-Principal and interest-$1,340
Loan amount$212,002
Down payment$53,001
Rate6.50%
Term30 years
-Operating costs-$660
Property taxes-$265
Insurance-$175
Utilities$0
HOA$0
Management-$220
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,172(66.4% ROI)
Projected value
$285,379
Return breakdown
Property appreciation+$20,376
Loan principal paid down+$7,596
Rental cash flow+$7,200
5-year hold
+$60,368(113.9% ROI)
Projected value
$299,826
Return breakdown
Property appreciation+$34,824
Loan principal paid down+$13,545
Rental cash flow+$12,000
10-year hold
+$130,498(246.2% ROI)
Projected value
$339,226
Return breakdown
Property appreciation+$74,223
Loan principal paid down+$32,275
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.03
1 BR
0.97
2 BR
0.98
3 BR
0.94
4 BR
1.06
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Pacific, WA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Pacific, WA is $2,170 a month. That is unchanged from FY 2026. Pacific is in the Tacoma, WA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Washington is $1,467, so Pacific is 48% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Pacific, WA
BedroomsFY 2027Change90–110% range
Studio$1,780−1.1%$1,602–$1,958
1BR$1,8600.0%$1,674–$2,046
2BR$2,1700.0%$1,953–$2,387
3BR$2,830−0.7%$2,547–$3,113
4BR$3,370+0.9%$3,033–$3,707

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Pacific, WA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,780$1,860$2,170$2,830$3,370
FY 2026$1,800$1,860$2,170$2,850$3,340
FY 2025$1,990$2,050$2,390$3,160$3,680
FY 2024$1,840$1,890$2,210$2,970$3,470
FY 2023$1,610$1,660$1,940$2,600$3,040

Questions about Pacific, WA rents

How much will Section 8 pay for a two-bedroom in Pacific, WA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,170, that basic range is $1,953 to $2,387 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Pacific, WA in?

Pacific, WA is in the Tacoma, WA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Pacific, WA for FY 2027?

The two-bedroom FMR was unchanged at $2,170 in FY 2027. Since FY 2023 it has risen 11.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set