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AL/Jackson County/Paint Rock

Paint Rock, AL

CitySAFMR
Jackson County
Found 1 ZIP

City Median Investment Score

94Below average

095130300
BRFMR
Eff. Rent
0 BR$770$770
1 BR$800$800
2 BR$950$950
3 BR$1,250$1,250
4 BR$1,550$1,550
5 BR$1,782Not available
6 BR$2,050Not available
7 BR$2,357Not available
8 BR$2,711Not available

Purchase Price Calculator

Maximum purchase price
$79,253

Cost breakdown

+Likely effective rent$950
HUD FMRUsed$950
Market rentN/A
Est. payment standardN/A
-Principal and interest-$401
Loan amount$63,402
Down payment$15,851
Rate6.50%
Term30 years
-Operating costs-$349
Property taxes-$79
Insurance-$175
Utilities$0
HOA$0
Management-$95
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,565(98.2% ROI)
Projected value
$85,347
Return breakdown
Property appreciation+$6,094
Loan principal paid down+$2,272
Rental cash flow+$7,200
5-year hold
+$26,465(167.0% ROI)
Projected value
$89,668
Return breakdown
Property appreciation+$10,415
Loan principal paid down+$4,051
Rental cash flow+$12,000
10-year hold
+$55,850(352.4% ROI)
Projected value
$101,451
Return breakdown
Property appreciation+$22,198
Loan principal paid down+$9,652
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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Paint Rock, AL fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Paint Rock, AL is $950 a month. That is up 8.0% from $880 in FY 2026. Paint Rock is in the Jackson County, AL non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $921. The median county two-bedroom FMR in Alabama is $975, so Paint Rock is 3% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Paint Rock, AL
BedroomsFY 2027Change90–110% range
Studio$770+13.2%$693–$847
1BR$800+5.3%$720–$880
2BR$950+8.0%$855–$1,045
3BR$1,250+9.6%$1,125–$1,375
4BR$1,550+9.9%$1,395–$1,705

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Paint Rock, AL
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$770$800$950$1,250$1,550
FY 2026$680$760$880$1,140$1,410
FY 2025$580$680$780$950$1,270
FY 2024area FMR$642$748$857$1,051$1,406
FY 2023area FMR$560$624$740$901$1,247

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Paint Rock, AL rents

How much will Section 8 pay for a two-bedroom in Paint Rock, AL?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $921, which applies unless the housing authority uses Small Area FMRs, that basic range is $829 to $1,013 a month; under the ZIP-level Small Area FMR of $950 it would be $855 to $1,045. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Paint Rock, AL in?

Paint Rock, AL is in the Jackson County, AL non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $921.

How much did fair market rent change in Paint Rock, AL for FY 2027?

The two-bedroom FMR rose 8.0%, from $880 in FY 2026 to $950 in FY 2027. Since FY 2025 it has risen 21.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set