Market Alignment
FMR / market rent by bedroom.
FMR is near market; voucher and private rents are aligned.
FMR is above market; underwrite to market rent.
FMR is below market; voucher rent may lag private rents.
FMR is above market; underwrite to market rent.
FMR is below market; voucher rent may lag private rents.
FMR is above market; underwrite to market rent.
FMR is below market; voucher rent may lag private rents.
FMR is above market; underwrite to market rent.
FMR is below market; voucher rent may lag private rents.
FMR is near market; voucher and private rents are aligned.
Voucher alignment varies significantly by bedroom size in this area.
Data freshness
- FMR
- FY2026
- Market rent
- last ~365 days
About this result(HUD FMR/SAFMR details)
This page shows HUD Fair Market Rent data for PANAMA CITY BEACH, FL (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.
Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.
Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.
PANAMA CITY BEACH, FL fair market rent benchmarks
The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for PANAMA CITY BEACH, FL shows monthly rent benchmarks by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,040 and the 4 bedroom fair market rent is $3,260.
Use these values to compare bedroom-size rent benchmarks and screen a property's rent assumptions. Local housing authorities set voucher payment standards, which may be above or below published HUD FMR, so confirm the applicable authority and current schedule before underwriting a property. Read the FMR and payment-standard guide for the full verification workflow.
| Bedroom size | HUD FMR |
|---|---|
| Studio | $1,730 |
| 1 bedroom | $1,795 |
| 2 bedroom | $2,040 |
| 3 bedroom | $2,630 |
| 4 bedroom | $3,260 |