FL/Bay County/PANAMA CITY BEACH
PANAMA CITY BEACH, FL
CitySAFMR
Bay County
Found 2 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,560 – $1,900▲$1,440 – $1,680
1 BR$1,620 – $1,970▲$1,620 – $1,780
2 BR$1,840 – $2,240▲$1,860 – $2,020
3 BR$2,370 – $2,890▲$2,370 – $2,600
4 BR$2,940 – $3,580▼$3,170 – $3,310
5 BR$3,749▼—
6 BR$4,311▼—
7 BR$4,958▼—
8 BR$5,702▼—

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Market Alignment

FMR / market rent by bedroom.

Studio
Studio- 1 ZIP
1.08ratio
FMR$1,560
Market$1,440
vs market+$120

FMR is near market; voucher and private rents are aligned.

1
Studio- 1 ZIP
1.13ratio
FMR$1,900
Market$1,680
vs market+$220

FMR is above market; underwrite to market rent.

1
1.08-1.13
1 BR
1 BR- 1 ZIP
0.87ratio
FMR$1,620
Market$1,860
vs market-$240

FMR is below market; voucher rent may lag private rents.

1
1 BR- 1 ZIP
1.22ratio
FMR$1,970
Market$1,620
vs market+$350

FMR is above market; underwrite to market rent.

1
0.87-1.22
2 BR
2 BR- 1 ZIP
0.72ratio
FMR$1,840
Market$2,570
vs market-$730

FMR is below market; voucher rent may lag private rents.

1
2 BR- 1 ZIP
1.20ratio
FMR$2,240
Market$1,860
vs market+$380

FMR is above market; underwrite to market rent.

1
0.72-1.20
3 BR
3 BR- 1 ZIP
0.87ratio
FMR$2,370
Market$2,720
vs market-$350

FMR is below market; voucher rent may lag private rents.

1
3 BR- 1 ZIP
1.22ratio
FMR$2,890
Market$2,370
vs market+$520

FMR is above market; underwrite to market rent.

1
0.87-1.22
4 BR
4 BR- 1 ZIP
0.89ratio
FMR$2,940
Market$3,300
vs market-$360

FMR is below market; voucher rent may lag private rents.

1
4 BR- 1 ZIP
1.08ratio
FMR$3,580
Market$3,310
vs market+$270

FMR is near market; voucher and private rents are aligned.

1
0.89-1.08
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for PANAMA CITY BEACH, FL (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geosView county page
Related ZIPs
3240732413

PANAMA CITY BEACH, FL fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for PANAMA CITY BEACH, FL shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,040 and the 4 bedroom fair market rent is $3,260.

Use this page for searches like PANAMA CITY BEACH, FL FMR, PANAMA CITY BEACH, FL fair market rent, and PANAMA CITY BEACH, FL Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for PANAMA CITY BEACH, FL
Bedroom sizeHUD FMR
Studio$1,730
1 bedroom$1,795
2 bedroom$2,040
3 bedroom$2,630
4 bedroom$3,260
Bay County fair market rent32407 FMR32413 FMR