PANOLA, AL
CitySAFMR
Sumter County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$630$630
1 BR$650$650
2 BR$830$830
3 BR$1,000$1,000
4 BR$1,290$1,290
5 BR$1,483
6 BR$1,706
7 BR$1,962
8 BR$2,256

Purchase Price Calculator

Maximum purchase price
$61,421

Cost breakdown

+Likely effective rent$830
HUD FMRUsed$830
Market rentN/A
Est. payment standardN/A
HUD FMR fallback; market rent is unavailable.
-Principal and interest-$311
Loan amount$49,137
Down payment$12,284
Rate6.50%
Term30 years
-Operating costs-$319
Property taxes-$61
Insurance-$175
Utilities$0
HOA$0
Management-$83
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$13,683(111.4% ROI)
Projected value
$66,144
Current value$61,421
Return breakdown
Property appreciation+$4,723
Loan principal paid down+$1,760
Rental cash flow+$7,200
5-year hold
+$23,211(188.9% ROI)
Projected value
$69,492
Current value$61,421
Return breakdown
Property appreciation+$8,071
Loan principal paid down+$3,139
Rental cash flow+$12,000
10-year hold
+$48,684(396.3% ROI)
Projected value
$78,624
Current value$61,421
Return breakdown
Property appreciation+$17,203
Loan principal paid down+$7,481
Rental cash flow+$24,000

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for PANOLA, AL (AL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

PANOLA, AL fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for PANOLA, AL shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $830 and the 4 bedroom fair market rent is $1,290.

Use this page for searches like PANOLA, AL FMR, PANOLA, AL fair market rent, and PANOLA, AL Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for PANOLA, AL
Bedroom sizeHUD FMR
Studio$630
1 bedroom$650
2 bedroom$830
3 bedroom$1,000
4 bedroom$1,290