For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Pembroke, KY is $1,220 a month. That is up 9.9% from $1,110 in FY 2026. Pembroke is in the Todd County, KY non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,054. The median county two-bedroom FMR in Kentucky is $925, so Pembroke is 32% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for Pembroke, KY
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$890
$990
+11.2%
$891–$1,089
1BR
$890
$990
+11.2%
$891–$1,089
2BR
$1,110
$1,220
+9.9%
$1,098–$1,342
3BR
$1,550
$1,690
+9.0%
$1,521–$1,859
4BR
$1,860
$2,040
+9.7%
$1,836–$2,244
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for Pembroke, KY
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$990
$990
$1,220
$1,690
$2,040
FY 2026
$890
$890
$1,110
$1,550
$1,860
FY 2025
$800
$880
$1,130
$1,580
$1,910
FY 2024
$680
$750
$960
$1,350
$1,630
FY 2023
$580
$640
$820
$1,170
$1,410
Questions about Pembroke, KY rents
How much will Section 8 pay for a two-bedroom in Pembroke, KY?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,054, which applies unless the housing authority uses Small Area FMRs, that basic range is $949 to $1,159 a month; under the ZIP-level Small Area FMR of $1,220 it would be $1,098 to $1,342. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is Pembroke, KY in?
Pembroke, KY is in the Todd County, KY non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,054.
How much did fair market rent change in Pembroke, KY for FY 2027?
The two-bedroom FMR rose 9.9%, from $1,110 in FY 2026 to $1,220 in FY 2027. Since FY 2023 it has risen 48.8%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set