Skip to main content
Loading page

Pescadero, CA

CitySAFMR
San Mateo County
Found 1 ZIP

City Median Investment Score

40Below average

095130300
BRFMR
Eff. Rent
0 BR$2,870$2,870
1 BR$3,190$3,190
2 BR$3,930$3,930
3 BR$5,140$5,140
4 BR$5,780$5,780
5 BR$6,647Not available
6 BR$7,644Not available
7 BR$8,791Not available
8 BR$10,109Not available

Purchase Price Calculator

Maximum purchase price
$522,080

Cost breakdown

+Likely effective rent$3,930
HUD FMRUsed$3,930
Market rentN/A
Est. payment standardN/A
-Principal and interest-$2,640
Loan amount$417,664
Down payment$104,416
Rate6.50%
Term30 years
-Operating costs-$1,090
Property taxes-$522
Insurance-$175
Utilities$0
HOA$0
Management-$393
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$62,307(59.7% ROI)
Projected value
$562,223
Return breakdown
Property appreciation+$40,143
Loan principal paid down+$14,964
Rental cash flow+$7,200
5-year hold
+$107,290(102.8% ROI)
Projected value
$590,685
Return breakdown
Property appreciation+$68,606
Loan principal paid down+$26,685
Rental cash flow+$12,000
10-year hold
+$233,811(223.9% ROI)
Projected value
$668,306
Return breakdown
Property appreciation+$146,227
Loan principal paid down+$63,585
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
--

Pescadero, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Pescadero, CA is $3,930 a month. That is up 1.6% from $3,870 in FY 2026. Pescadero is in the San Francisco, CA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $3,697. The median county two-bedroom FMR in California is $1,725, so Pescadero is 128% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Pescadero, CA
BedroomsFY 2027Change90–110% range
Studio$2,870+4.0%$2,583–$3,157
1BR$3,190−0.3%$2,871–$3,509
2BR$3,930+1.6%$3,537–$4,323
3BR$5,140+4.0%$4,626–$5,654
4BR$5,780+12.9%$5,202–$6,358

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Pescadero, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,870$3,190$3,930$5,140$5,780
FY 2026$2,760$3,200$3,870$4,940$5,120
FY 2025$2,570$2,980$3,650$4,500$4,960
FY 2024$2,460$3,020$3,600$4,410$4,790
FY 2023$2,300$2,840$3,400$4,170$4,570

Questions about Pescadero, CA rents

How much will Section 8 pay for a two-bedroom in Pescadero, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $3,697, which applies unless the housing authority uses Small Area FMRs, that basic range is $3,327 to $4,067 a month; under the ZIP-level Small Area FMR of $3,930 it would be $3,537 to $4,323. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Pescadero, CA in?

Pescadero, CA is in the San Francisco, CA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $3,697.

How much did fair market rent change in Pescadero, CA for FY 2027?

The two-bedroom FMR rose 1.6%, from $3,870 in FY 2026 to $3,930 in FY 2027. Since FY 2023 it has risen 15.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set