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Point Baker, AK

CitySAFMR
Prince of Wales-Hyder Census Area County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$950$950
1 BR$1,110$1,110
2 BR$1,310$1,310
3 BR$1,690$1,690
4 BR$2,150$2,150
5 BR$2,473Not available
6 BR$2,843Not available
7 BR$3,270Not available
8 BR$3,760Not available

Purchase Price Calculator

Maximum purchase price
$132,749

Cost breakdown

+Likely effective rent$1,310
HUD FMRUsed$1,310
Market rentN/A
Est. payment standardN/A
-Principal and interest-$671
Loan amount$106,199
Down payment$26,550
Rate6.50%
Term30 years
-Operating costs-$439
Property taxes-$133
Insurance-$175
Utilities$0
HOA$0
Management-$131
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,212(79.9% ROI)
Projected value
$142,956
Return breakdown
Property appreciation+$10,207
Loan principal paid down+$3,805
Rental cash flow+$7,200
5-year hold
+$36,229(136.5% ROI)
Projected value
$150,193
Return breakdown
Property appreciation+$17,444
Loan principal paid down+$6,785
Rental cash flow+$12,000
10-year hold
+$77,349(291.3% ROI)
Projected value
$169,930
Return breakdown
Property appreciation+$37,181
Loan principal paid down+$16,168
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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Point Baker, AK fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Point Baker, AK is $1,310 a month. That is up 11.0% from $1,180 in FY 2026. Point Baker is in the Prince of Wales-Hyder Census Area, AK non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,269. The median county two-bedroom FMR in Alaska is $1,513, so Point Baker is 13% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Point Baker, AK
BedroomsFY 2027Change90–110% range
Studio$950+11.8%$855–$1,045
1BR$1,110+5.7%$999–$1,221
2BR$1,310+11.0%$1,179–$1,441
3BR$1,690+12.7%$1,521–$1,859
4BR$2,150+10.8%$1,935–$2,365

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Point Baker, AK
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$950$1,110$1,310$1,690$2,150
FY 2026$850$1,050$1,180$1,500$1,940
FY 2025$860$930$1,030$1,370$1,420
FY 2024area FMR$840$927$1,041$1,413$1,420
FY 2023area FMR$764$866$1,020$1,331$1,370

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Point Baker, AK rents

How much will Section 8 pay for a two-bedroom in Point Baker, AK?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,269, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,142 to $1,396 a month; under the ZIP-level Small Area FMR of $1,310 it would be $1,179 to $1,441. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Point Baker, AK in?

Point Baker, AK is in the Prince of Wales-Hyder Census Area, AK non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,269.

How much did fair market rent change in Point Baker, AK for FY 2027?

The two-bedroom FMR rose 11.0%, from $1,180 in FY 2026 to $1,310 in FY 2027. Since FY 2025 it has risen 27.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set