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FL/St. Johns County/Ponte Vedra

Ponte Vedra, FL

CitySAFMR
St. Johns County
Found 1 ZIP

City Median Investment Score

59Below average

095130300
BRFMR
Eff. Rent
0 BR$1,760$1,940
1 BR$1,780$1,960
2 BR$2,130$2,340
3 BR$2,640$2,820
4 BR$3,340$3,570
5 BR$3,841Not available
6 BR$4,417Not available
7 BR$5,080Not available
8 BR$5,842Not available

Purchase Price Calculator

Maximum purchase price
$285,807

Cost breakdown

+Likely effective rent$2,340
HUD FMR$2,130
Market rent$2,850
Est. payment standard (110%)Used$2,340
-Principal and interest-$1,445
Loan amount$228,645
Down payment$57,161
Rate6.50%
Term30 years
-Operating costs-$695
Property taxes-$286
Insurance-$175
Utilities$0
HOA$0
Management-$234
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,368(65.4% ROI)
Projected value
$307,782
Return breakdown
Property appreciation+$21,976
Loan principal paid down+$8,192
Rental cash flow+$7,200
5-year hold
+$64,166(112.3% ROI)
Projected value
$323,364
Return breakdown
Property appreciation+$37,557
Loan principal paid down+$14,608
Rental cash flow+$12,000
10-year hold
+$138,859(242.9% ROI)
Projected value
$365,857
Return breakdown
Property appreciation+$80,050
Loan principal paid down+$34,809
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.72
1 BR
0.72
2 BR
0.75
3 BR
0.91
4 BR
0.91
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Ponte Vedra, FL fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Ponte Vedra, FL is $2,130 a month. That is down 9.0% from $2,340 in FY 2026. Ponte Vedra is in the Jacksonville, FL HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Florida is $1,474, so Ponte Vedra is 45% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Ponte Vedra, FL
BedroomsFY 2027Change90–110% range
Studio$1,760−5.9%$1,584–$1,936
1BR$1,780−9.6%$1,602–$1,958
2BR$2,130−9.0%$1,917–$2,343
3BR$2,640−9.9%$2,376–$2,904
4BR$3,340−10.0%$3,006–$3,674

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Ponte Vedra, FL
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,760$1,780$2,130$2,640$3,340
FY 2026$1,870$1,970$2,340$2,930$3,710
FY 2025$2,070$2,180$2,600$3,250$4,120
FY 2024$1,860$2,030$2,410$3,050$3,880
FY 2023$1,430$1,650$1,950$2,510$3,180

Questions about Ponte Vedra, FL rents

How much will Section 8 pay for a two-bedroom in Ponte Vedra, FL?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,130, that basic range is $1,917 to $2,343 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Ponte Vedra, FL in?

Ponte Vedra, FL is in the Jacksonville, FL HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Ponte Vedra, FL for FY 2027?

The two-bedroom FMR fell 9.0%, from $2,340 in FY 2026 to $2,130 in FY 2027. Since FY 2023 it has risen 9.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set