Skip to main content
Loading page
MD/Cecil County/Port Deposit

Port Deposit, MD

CitySAFMR
Cecil County
Found 1 ZIP

City Median Investment Score

94Below average

095130300
BRFMR
Eff. Rent
0 BR$1,280$1,070
1 BR$1,380$1,180
2 BR$1,650$1,590
3 BR$1,970$1,980
4 BR$2,170$2,270
5 BR$2,496Not available
6 BR$2,870Not available
7 BR$3,300Not available
8 BR$3,795Not available

Purchase Price Calculator

Maximum purchase price
$174,357

Cost breakdown

+Likely effective rent$1,590
HUD FMR$1,650
Market rentUsed$1,590
Est. payment standard (98%)$1,610
-Principal and interest-$882
Loan amount$139,485
Down payment$34,871
Rate6.50%
Term30 years
-Operating costs-$508
Property taxes-$174
Insurance-$175
Utilities$0
HOA$0
Management-$159
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,604(73.4% ROI)
Projected value
$187,763
Return breakdown
Property appreciation+$13,406
Loan principal paid down+$4,997
Rental cash flow+$7,200
5-year hold
+$43,824(125.7% ROI)
Projected value
$197,269
Return breakdown
Property appreciation+$22,912
Loan principal paid down+$8,912
Rental cash flow+$12,000
10-year hold
+$94,070(269.8% ROI)
Projected value
$223,192
Return breakdown
Property appreciation+$48,835
Loan principal paid down+$21,235
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
1.20
1 BR
1.17
2 BR
1.04
3 BR
0.99
4 BR
0.93
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Port Deposit, MD fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Port Deposit, MD is $1,650 a month. That is up 5.1% from $1,570 in FY 2026. Port Deposit is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Maryland is $1,875, so Port Deposit is 12% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Port Deposit, MD
BedroomsFY 2027Change90–110% range
Studio$1,280+5.8%$1,152–$1,408
1BR$1,380+4.5%$1,242–$1,518
2BR$1,650+5.1%$1,485–$1,815
3BR$1,970+4.8%$1,773–$2,167
4BR$2,170+3.3%$1,953–$2,387

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Port Deposit, MD
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,280$1,380$1,650$1,970$2,170
FY 2026$1,210$1,320$1,570$1,880$2,100
FY 2025$1,220$1,340$1,600$1,930$2,190
FY 2024$1,160$1,290$1,540$1,860$2,150
FY 2023$910$1,030$1,240$1,510$1,750

Questions about Port Deposit, MD rents

How much will Section 8 pay for a two-bedroom in Port Deposit, MD?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,650, that basic range is $1,485 to $1,815 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Port Deposit, MD in?

Port Deposit, MD is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Port Deposit, MD for FY 2027?

The two-bedroom FMR rose 5.1%, from $1,570 in FY 2026 to $1,650 in FY 2027. Since FY 2023 it has risen 33.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set