MD/Charles County/PORT TOBACCO
PORT TOBACCO, MD
CitySAFMR
Charles County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,900$1,700
1 BR$1,960$1,760
2 BR$2,190$2,030
3 BR$2,760$2,720
4 BR$3,250$3,260
5 BR$3,737
6 BR$4,298
7 BR$4,943
8 BR$5,684

Purchase Price Calculator

Maximum purchase price
$239,741

Cost breakdown

+Likely effective rent$2,030
HUD FMR$2,190
Market rentUsed$2,030
Est. payment standard (95%)$2,090
Market rent is below the inferred standard ($2,090, 95% of FMR).
-Principal and interest-$1,212
Loan amount$191,793
Down payment$47,948
Rate6.50%
Term30 years
-Operating costs-$618
Property taxes-$240
Insurance-$175
Utilities$0
HOA$0
Management-$203
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,505(67.8% ROI)
Projected value
$258,174
Current value$239,741
Return breakdown
Property appreciation+$18,434
Loan principal paid down+$6,871
Rental cash flow+$7,200
5-year hold
+$55,758(116.3% ROI)
Projected value
$271,245
Current value$239,741
Return breakdown
Property appreciation+$31,504
Loan principal paid down+$12,254
Rental cash flow+$12,000
10-year hold
+$120,346(251.0% ROI)
Projected value
$306,888
Current value$239,741
Return breakdown
Property appreciation+$67,148
Loan principal paid down+$29,198
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 20677
1.12ratio
FMR$1,900
Market$1,700
vs market+$200

FMR is above market; underwrite to market rent.

90% standard$1,710 / 1.01 ratio110% standard$2,090 / 1.23 ratio
1.12
1 BR
1 BR- 20677
1.11ratio
FMR$1,960
Market$1,760
vs market+$200

FMR is above market; underwrite to market rent.

90% standard$1,764 / 1.00 ratio110% standard$2,156 / 1.23 ratio
1.11
2 BR
2 BR- 20677
1.08ratio
FMR$2,190
Market$2,030
vs market+$160

FMR is near market; voucher and private rents are aligned.

90% standard$1,971 / 0.97 ratio110% standard$2,409 / 1.19 ratio
1.08
3 BR
3 BR- 20677
1.01ratio
FMR$2,760
Market$2,720
vs market+$40

FMR is near market; voucher and private rents are aligned.

90% standard$2,484 / 0.91 ratio110% standard$3,036 / 1.12 ratio
1.01
4 BR
4 BR- 20677
1.00ratio
FMR$3,250
Market$3,260
vs market-$10

FMR is near market; voucher and private rents are aligned.

90% standard$2,925 / 0.90 ratio110% standard$3,575 / 1.10 ratio
1.00
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for PORT TOBACCO, MD (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

PORT TOBACCO, MD fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for PORT TOBACCO, MD shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,190 and the 4 bedroom fair market rent is $3,250.

Use this page for searches like PORT TOBACCO, MD FMR, PORT TOBACCO, MD fair market rent, and PORT TOBACCO, MD Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for PORT TOBACCO, MD
Bedroom sizeHUD FMR
Studio$1,900
1 bedroom$1,960
2 bedroom$2,190
3 bedroom$2,760
4 bedroom$3,250