FL/Putnam County/PUTNAM HALL
PUTNAM HALL, FL
CityFMR
Putnam County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$874$960
1 BR$880$970
2 BR$1,155$1,155
3 BR$1,452$1,490
4 BR$1,529$1,590
5 BR$1,758
6 BR$2,022
7 BR$2,325
8 BR$2,674

Purchase Price Calculator

Maximum purchase price
$109,716

Cost breakdown

+Likely effective rent$1,155
HUD FMRUsed$1,155
Market rentN/A
Est. payment standardN/A
HUD FMR fallback; market rent is unavailable.
-Principal and interest-$555
Loan amount$87,773
Down payment$21,943
Rate6.50%
Term30 years
-Operating costs-$400
Property taxes-$110
Insurance-$175
Utilities$0
HOA$0
Management-$116
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,781(85.6% ROI)
Projected value
$118,152
Current value$109,716
Return breakdown
Property appreciation+$8,436
Loan principal paid down+$3,145
Rental cash flow+$7,200
5-year hold
+$32,025(145.9% ROI)
Projected value
$124,134
Current value$109,716
Return breakdown
Property appreciation+$14,418
Loan principal paid down+$5,608
Rental cash flow+$12,000
10-year hold
+$68,092(310.3% ROI)
Projected value
$140,446
Current value$109,716
Return breakdown
Property appreciation+$30,730
Loan principal paid down+$13,362
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 32185
0.67ratio
FMR$874
Market$1,300
vs market-$426

FMR is below market; voucher rent may lag private rents.

90% standard$787 / 0.61 ratio110% standard$961 / 0.74 ratio
0.67
1 BR
1 BR- 32185
0.69ratio
FMR$880
Market$1,280
vs market-$400

FMR is below market; voucher rent may lag private rents.

90% standard$792 / 0.62 ratio110% standard$968 / 0.76 ratio
0.69
3 BR
3 BR- 32185
0.96ratio
FMR$1,452
Market$1,510
vs market-$58

FMR is near market; voucher and private rents are aligned.

90% standard$1,307 / 0.87 ratio110% standard$1,597 / 1.06 ratio
0.96
4 BR
4 BR- 32185
0.94ratio
FMR$1,529
Market$1,630
vs market-$101

FMR is near market; voucher and private rents are aligned.

90% standard$1,376 / 0.84 ratio110% standard$1,682 / 1.03 ratio
0.94
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for PUTNAM HALL, FL (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

PUTNAM HALL, FL fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for PUTNAM HALL, FL shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,155 and the 4 bedroom fair market rent is $1,529.

Use this page for searches like PUTNAM HALL, FL FMR, PUTNAM HALL, FL fair market rent, and PUTNAM HALL, FL Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for PUTNAM HALL, FL
Bedroom sizeHUD FMR
Studio$874
1 bedroom$880
2 bedroom$1,155
3 bedroom$1,452
4 bedroom$1,529