CA/Riverside County/RANCHO MIRAGE
RANCHO MIRAGE, CA
CitySAFMR
Riverside County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,710$1,810
1 BR$1,800$1,980
2 BR$2,230$2,450
3 BR$2,950$3,250
4 BR$3,560$3,920
5 BR$4,094
6 BR$4,708
7 BR$5,414
8 BR$6,226

Purchase Price Calculator

Maximum purchase price
$302,153

Cost breakdown

+Likely effective rent$2,450
HUD FMR$2,230
Market rent$3,270
Est. payment standard (110%)Used$2,450
Estimated payment standard is $2,450 (110% of FMR).
-Principal and interest-$1,528
Loan amount$241,722
Down payment$60,431
Rate6.50%
Term30 years
-Operating costs-$722
Property taxes-$302
Insurance-$175
Utilities$0
HOA$0
Management-$245
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,093(64.7% ROI)
Projected value
$325,385
Current value$302,153
Return breakdown
Property appreciation+$23,233
Loan principal paid down+$8,660
Rental cash flow+$7,200
5-year hold
+$67,149(111.1% ROI)
Projected value
$341,858
Current value$302,153
Return breakdown
Property appreciation+$39,705
Loan principal paid down+$15,444
Rental cash flow+$12,000
10-year hold
+$145,428(240.7% ROI)
Projected value
$386,781
Current value$302,153
Return breakdown
Property appreciation+$84,628
Loan principal paid down+$36,799
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 92270
0.91ratio
FMR$1,710
Market$1,870
vs market-$160

FMR is near market; voucher and private rents are aligned.

90% standard$1,539 / 0.82 ratio110% standard$1,881 / 1.01 ratio
0.91
1 BR
1 BR- 92270
0.78ratio
FMR$1,800
Market$2,300
vs market-$500

FMR is below market; voucher rent may lag private rents.

90% standard$1,620 / 0.70 ratio110% standard$1,980 / 0.86 ratio
0.78
2 BR
2 BR- 92270
0.68ratio
FMR$2,230
Market$3,270
vs market-$1,040

FMR is below market; voucher rent may lag private rents.

90% standard$2,007 / 0.61 ratio110% standard$2,453 / 0.75 ratio
0.68
3 BR
3 BR- 92270
0.58ratio
FMR$2,950
Market$5,080
vs market-$2,130

FMR is below market; voucher rent may lag private rents.

90% standard$2,655 / 0.52 ratio110% standard$3,245 / 0.64 ratio
0.58
4 BR
4 BR- 92270
0.72ratio
FMR$3,560
Market$4,940
vs market-$1,380

FMR is below market; voucher rent may lag private rents.

90% standard$3,204 / 0.65 ratio110% standard$3,916 / 0.79 ratio
0.72
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for RANCHO MIRAGE, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

RANCHO MIRAGE, CA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for RANCHO MIRAGE, CA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,230 and the 4 bedroom fair market rent is $3,560.

Use this page for searches like RANCHO MIRAGE, CA FMR, RANCHO MIRAGE, CA fair market rent, and RANCHO MIRAGE, CA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for RANCHO MIRAGE, CA
Bedroom sizeHUD FMR
Studio$1,710
1 bedroom$1,800
2 bedroom$2,230
3 bedroom$2,950
4 bedroom$3,560