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Red Oak, GA

CitySAFMR
Fulton County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,630$1,390
1 BR$1,700$1,270
2 BR$1,850$1,650
3 BR$2,200$1,940
4 BR$2,620$2,170
5 BR$3,013Not available
6 BR$3,465Not available
7 BR$3,985Not available
8 BR$4,582Not available

Purchase Price Calculator

Maximum purchase price
$183,273

Cost breakdown

+Likely effective rent$1,650
HUD FMR$1,850
Market rentUsed$1,650
Est. payment standard (93%)$1,720
-Principal and interest-$927
Loan amount$146,618
Down payment$36,655
Rate6.50%
Term30 years
-Operating costs-$523
Property taxes-$183
Insurance-$175
Utilities$0
HOA$0
Management-$165
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,545(72.4% ROI)
Projected value
$197,365
Return breakdown
Property appreciation+$14,092
Loan principal paid down+$5,253
Rental cash flow+$7,200
5-year hold
+$45,451(124.0% ROI)
Projected value
$207,356
Return breakdown
Property appreciation+$24,084
Loan principal paid down+$9,367
Rental cash flow+$12,000
10-year hold
+$97,653(266.4% ROI)
Projected value
$234,605
Return breakdown
Property appreciation+$51,332
Loan principal paid down+$22,321
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.17
1 BR
1.34
2 BR
1.12
3 BR
1.13
4 BR
1.21
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Red Oak, GA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Red Oak, GA is $1,850 a month. That is down 3.6% from $1,920 in FY 2026. Red Oak is in the Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Georgia is $1,058, so Red Oak is 75% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Red Oak, GA
BedroomsFY 2027Change90–110% range
Studio$1,630−2.4%$1,467–$1,793
1BR$1,700−2.9%$1,530–$1,870
2BR$1,850−3.6%$1,665–$2,035
3BR$2,200−4.3%$1,980–$2,420
4BR$2,620−4.7%$2,358–$2,882

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Red Oak, GA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,630$1,700$1,850$2,200$2,620
FY 2026$1,670$1,750$1,920$2,300$2,750
FY 2025$1,690$1,750$1,940$2,340$2,810
FY 2024$1,680$1,730$1,940$2,350$2,850
FY 2023$1,410$1,440$1,630$1,980$2,420

Questions about Red Oak, GA rents

How much will Section 8 pay for a two-bedroom in Red Oak, GA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,850, that basic range is $1,665 to $2,035 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Red Oak, GA in?

Red Oak, GA is in the Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Red Oak, GA for FY 2027?

The two-bedroom FMR fell 3.6%, from $1,920 in FY 2026 to $1,850 in FY 2027. Since FY 2023 it has risen 13.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set