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KY/Edmonson County/Rocky Hill

Rocky Hill, KY

CitySAFMR
Edmonson County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$810$810
1 BR$890$890
2 BR$1,040$1,040
3 BR$1,250$1,250
4 BR$1,630$1,630
5 BR$1,874Not available
6 BR$2,156Not available
7 BR$2,479Not available
8 BR$2,851Not available

Purchase Price Calculator

Maximum purchase price
$92,627

Cost breakdown

+Likely effective rent$1,040
HUD FMRUsed$1,040
Market rentN/A
Est. payment standardN/A
-Principal and interest-$468
Loan amount$74,102
Down payment$18,525
Rate6.50%
Term30 years
-Operating costs-$372
Property taxes-$93
Insurance-$175
Utilities$0
HOA$0
Management-$104
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,977(91.6% ROI)
Projected value
$99,749
Return breakdown
Property appreciation+$7,122
Loan principal paid down+$2,655
Rental cash flow+$7,200
5-year hold
+$28,906(156.0% ROI)
Projected value
$104,799
Return breakdown
Property appreciation+$12,172
Loan principal paid down+$4,734
Rental cash flow+$12,000
10-year hold
+$61,225(330.5% ROI)
Projected value
$118,570
Return breakdown
Property appreciation+$25,943
Loan principal paid down+$11,281
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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Rocky Hill, KY fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Rocky Hill, KY is $1,040 a month. That is down 1.9% from $1,060 in FY 2026. Rocky Hill is in the Bowling Green, KY HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,199. The median county two-bedroom FMR in Kentucky is $925, so Rocky Hill is 12% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Rocky Hill, KY
BedroomsFY 2027Change90–110% range
Studio$810+1.3%$729–$891
1BR$890−1.1%$801–$979
2BR$1,040−1.9%$936–$1,144
3BR$1,250−2.3%$1,125–$1,375
4BR$1,630+0.6%$1,467–$1,793

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Rocky Hill, KY
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$810$890$1,040$1,250$1,630
FY 2026$800$900$1,060$1,280$1,620
FY 2025$750$850$1,000$1,220$1,480
FY 2024$750$860$1,000$1,230$1,490
FY 2023$680$730$870$1,090$1,330

Questions about Rocky Hill, KY rents

How much will Section 8 pay for a two-bedroom in Rocky Hill, KY?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,199, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,079 to $1,319 a month; under the ZIP-level Small Area FMR of $1,040 it would be $936 to $1,144. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Rocky Hill, KY in?

Rocky Hill, KY is in the Bowling Green, KY HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,199.

How much did fair market rent change in Rocky Hill, KY for FY 2027?

The two-bedroom FMR fell 1.9%, from $1,060 in FY 2026 to $1,040 in FY 2027. Since FY 2023 it has risen 19.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set