Skip to main content
Loading page

Ross, CA

CitySAFMR
Marin County
Found 1 ZIP

City Median Investment Score

28Below average

095130300
BRFMR
Eff. Rent
0 BR$3,150$2,320
1 BR$3,670$3,050
2 BR$4,520$4,230
3 BR$5,910$5,360
4 BR$6,650$7,320
5 BR$7,647Not available
6 BR$8,795Not available
7 BR$10,114Not available
8 BR$11,631Not available

Purchase Price Calculator

Maximum purchase price
$566,660

Cost breakdown

+Likely effective rent$4,230
HUD FMR$4,520
Market rentUsed$4,230
Est. payment standard (96%)$4,330
-Principal and interest-$2,865
Loan amount$453,328
Down payment$113,332
Rate6.50%
Term30 years
-Operating costs-$1,165
Property taxes-$567
Insurance-$175
Utilities$0
HOA$0
Management-$423
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$67,012(59.1% ROI)
Projected value
$610,231
Return breakdown
Property appreciation+$43,571
Loan principal paid down+$16,242
Rental cash flow+$7,200
5-year hold
+$115,427(101.8% ROI)
Projected value
$641,124
Return breakdown
Property appreciation+$74,464
Loan principal paid down+$28,963
Rental cash flow+$12,000
10-year hold
+$251,727(222.1% ROI)
Projected value
$725,372
Return breakdown
Property appreciation+$158,713
Loan principal paid down+$69,014
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
1.36
1 BR
1.20
2 BR
1.07
3 BR
1.10
4 BR
0.72
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Ross, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Ross, CA is $4,520 a month. That is up 0.2% from $4,510 in FY 2026. Ross is in the San Francisco, CA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $3,697. The median county two-bedroom FMR in California is $1,725, so Ross is 162% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Ross, CA
BedroomsFY 2027Change90–110% range
Studio$3,150+1.3%$2,835–$3,465
1BR$3,670−1.6%$3,303–$4,037
2BR$4,520+0.2%$4,068–$4,972
3BR$5,910+2.6%$5,319–$6,501
4BR$6,650+11.4%$5,985–$7,315

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Ross, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$3,150$3,670$4,520$5,910$6,650
FY 2026$3,110$3,730$4,510$5,760$5,970
FY 2025$2,840$3,470$4,140$5,160$5,490
FY 2024$2,080$2,560$3,050$3,740$4,060
FY 2023$2,070$2,580$3,130$4,020$4,380

Questions about Ross, CA rents

How much will Section 8 pay for a two-bedroom in Ross, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $3,697, which applies unless the housing authority uses Small Area FMRs, that basic range is $3,327 to $4,067 a month; under the ZIP-level Small Area FMR of $4,520 it would be $4,068 to $4,972. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Ross, CA in?

Ross, CA is in the San Francisco, CA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $3,697.

How much did fair market rent change in Ross, CA for FY 2027?

The two-bedroom FMR rose 0.2%, from $4,510 in FY 2026 to $4,520 in FY 2027. Since FY 2023 it has risen 44.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set