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OR/Marion County/Saint Paul

Saint Paul, OR

CitySAFMR
Marion County
Found 1 ZIP

City Median Investment Score

63Below average

095130300
BRFMR
Eff. Rent
0 BR$1,400$1,400
1 BR$1,410$1,410
2 BR$1,840$1,840
3 BR$2,550$2,550
4 BR$2,790$2,790
5 BR$3,208Not available
6 BR$3,690Not available
7 BR$4,243Not available
8 BR$4,880Not available

Purchase Price Calculator

Maximum purchase price
$211,507

Cost breakdown

+Likely effective rent$1,840
HUD FMRUsed$1,840
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,069
Loan amount$169,205
Down payment$42,301
Rate6.50%
Term30 years
-Operating costs-$571
Property taxes-$212
Insurance-$175
Utilities$0
HOA$0
Management-$184
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,525(69.8% ROI)
Projected value
$227,770
Return breakdown
Property appreciation+$16,263
Loan principal paid down+$6,062
Rental cash flow+$7,200
5-year hold
+$50,604(119.6% ROI)
Projected value
$239,300
Return breakdown
Property appreciation+$27,794
Loan principal paid down+$10,811
Rental cash flow+$12,000
10-year hold
+$108,999(257.7% ROI)
Projected value
$270,747
Return breakdown
Property appreciation+$59,240
Loan principal paid down+$25,760
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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Saint Paul, OR fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Saint Paul, OR is $1,840 a month. That is up 8.9% from $1,690 in FY 2026. Saint Paul is in the Salem, OR MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,692. The median county two-bedroom FMR in Oregon is $1,325, so Saint Paul is 39% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Saint Paul, OR
BedroomsFY 2027Change90–110% range
Studio$1,400+9.4%$1,260–$1,540
1BR$1,410+8.5%$1,269–$1,551
2BR$1,840+8.9%$1,656–$2,024
3BR$2,550+9.0%$2,295–$2,805
4BR$2,790+10.3%$2,511–$3,069

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Saint Paul, OR
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,400$1,410$1,840$2,550$2,790
FY 2026$1,280$1,300$1,690$2,340$2,530
FY 2025$1,320$1,370$1,770$2,460$2,680
FY 2024$1,200$1,270$1,610$2,270$2,520
FY 2023$1,210$1,280$1,630$2,320$2,670

Questions about Saint Paul, OR rents

How much will Section 8 pay for a two-bedroom in Saint Paul, OR?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,692, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,523 to $1,861 a month; under the ZIP-level Small Area FMR of $1,840 it would be $1,656 to $2,024. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Saint Paul, OR in?

Saint Paul, OR is in the Salem, OR MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,692.

How much did fair market rent change in Saint Paul, OR for FY 2027?

The two-bedroom FMR rose 8.9%, from $1,690 in FY 2026 to $1,840 in FY 2027. Since FY 2023 it has risen 12.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set