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GA/Glynn County/SAINT SIMONS ISLAND

SAINT SIMONS ISLAND, GA

CitySAFMR
Glynn County
Found 1 ZIP
Zillow
BRFMR
Eff. Rent
0 BR$1,550▲$1,710
1 BR$1,660▲$1,830
2 BR$1,940▲$2,120
3 BR$2,330▼$2,560
4 BR$2,860▼$3,150
5 BR$3,289▼—
6 BR$3,782▼—
7 BR$4,350▼—
8 BR$5,002▼—

Purchase Price Calculator

Maximum purchase price
$253,115

Cost breakdown

+Likely effective rent$2,120
HUD FMR$1,940
Market rent$2,210
Est. payment standard (109%)Used$2,120
Estimated payment standard is $2,120 (109% of FMR).
-Principal and interest-$1,280
Loan amount$202,492
Down payment$50,623
Rate6.50%
Term30 years
-Operating costs-$640
Property taxes-$253
Insurance-$175
Utilities$0
HOA$0
Management-$212
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,917(67.0% ROI)
Projected value
$272,577
Current value$253,115
Return breakdown
Property appreciation+$19,462
Loan principal paid down+$7,255
Rental cash flow+$7,200
5-year hold
+$58,199(115.0% ROI)
Projected value
$286,376
Current value$253,115
Return breakdown
Property appreciation+$33,261
Loan principal paid down+$12,937
Rental cash flow+$12,000
10-year hold
+$125,721(248.3% ROI)
Projected value
$324,008
Current value$253,115
Return breakdown
Property appreciation+$70,893
Loan principal paid down+$30,827
Rental cash flow+$24,000

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 31522
0.82ratio
FMR$1,550
Market$1,890
vs market-$340

FMR is below market; voucher rent may lag private rents.

90% standard$1,395 / 0.74 ratio110% standard$1,705 / 0.90 ratio
0.82
1 BR
1 BR- 31522
0.86ratio
FMR$1,660
Market$1,920
vs market-$260

FMR is below market; voucher rent may lag private rents.

90% standard$1,494 / 0.78 ratio110% standard$1,826 / 0.95 ratio
0.86
2 BR
2 BR- 31522
0.88ratio
FMR$1,940
Market$2,210
vs market-$270

FMR is below market; voucher rent may lag private rents.

90% standard$1,746 / 0.79 ratio110% standard$2,134 / 0.97 ratio
0.88
3 BR
3 BR- 31522
0.69ratio
FMR$2,330
Market$3,380
vs market-$1,050

FMR is below market; voucher rent may lag private rents.

90% standard$2,097 / 0.62 ratio110% standard$2,563 / 0.76 ratio
0.69
4 BR
4 BR- 31522
0.73ratio
FMR$2,860
Market$3,920
vs market-$1,060

FMR is below market; voucher rent may lag private rents.

90% standard$2,574 / 0.66 ratio110% standard$3,146 / 0.80 ratio
0.73
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for SAINT SIMONS ISLAND, GA (GA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geosView county page
Related ZIPs
31522

SAINT SIMONS ISLAND, GA fair market rent benchmarks

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for SAINT SIMONS ISLAND, GA shows monthly rent benchmarks by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,940 and the 4 bedroom fair market rent is $2,860.

Use these values to compare bedroom-size rent benchmarks and screen a property's rent assumptions. Local housing authorities set voucher payment standards, which may be above or below published HUD FMR, so confirm the applicable authority and current schedule before underwriting a property. Read the FMR and payment-standard guide for the full verification workflow.

FY 2026 Fair Market Rent by bedroom size for SAINT SIMONS ISLAND, GA
Bedroom sizeHUD FMR
Studio$1,550
1 bedroom$1,660
2 bedroom$1,940
3 bedroom$2,330
4 bedroom$2,860
Glynn County fair market rent31522 FMR