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Sandy, OR

CitySAFMR
Clackamas County
Found 1 ZIP

City Median Investment Score

69Below average

095130300
BRFMR
Eff. Rent
0 BR$1,570$1,730
1 BR$1,680$1,760
2 BR$1,930$2,070
3 BR$2,620$2,480
4 BR$3,150$2,700
5 BR$3,622Not available
6 BR$4,166Not available
7 BR$4,791Not available
8 BR$5,509Not available

Purchase Price Calculator

Maximum purchase price
$245,685

Cost breakdown

+Likely effective rent$2,070
HUD FMR$1,930
Market rent$2,140
Est. payment standard (107%)Used$2,070
-Principal and interest-$1,242
Loan amount$196,548
Down payment$49,137
Rate6.50%
Term30 years
-Operating costs-$628
Property taxes-$246
Insurance-$175
Utilities$0
HOA$0
Management-$207
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,133(67.4% ROI)
Projected value
$264,576
Return breakdown
Property appreciation+$18,891
Loan principal paid down+$7,042
Rental cash flow+$7,200
5-year hold
+$56,842(115.7% ROI)
Projected value
$277,970
Return breakdown
Property appreciation+$32,285
Loan principal paid down+$12,557
Rental cash flow+$12,000
10-year hold
+$122,735(249.8% ROI)
Projected value
$314,497
Return breakdown
Property appreciation+$68,812
Loan principal paid down+$29,922
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.86
1 BR
0.93
2 BR
0.90
3 BR
1.06
4 BR
1.17
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Sandy, OR fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Sandy, OR is $1,930 a month. That is up 3.2% from $1,870 in FY 2026. Sandy is in the Portland-Vancouver-Hillsboro, OR-WA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,878. The median county two-bedroom FMR in Oregon is $1,325, so Sandy is 46% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Sandy, OR
BedroomsFY 2027Change90–110% range
Studio$1,570+2.6%$1,413–$1,727
1BR$1,680+3.1%$1,512–$1,848
2BR$1,930+3.2%$1,737–$2,123
3BR$2,620+2.7%$2,358–$2,882
4BR$3,150+4.3%$2,835–$3,465

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Sandy, OR
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,570$1,680$1,930$2,620$3,150
FY 2026$1,530$1,630$1,870$2,550$3,020
FY 2025$1,540$1,660$1,890$2,590$3,040
FY 2024$1,560$1,680$1,910$2,650$3,070
FY 2023$1,480$1,590$1,820$2,550$2,960

Questions about Sandy, OR rents

How much will Section 8 pay for a two-bedroom in Sandy, OR?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,878, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,690 to $2,066 a month; under the ZIP-level Small Area FMR of $1,930 it would be $1,737 to $2,123. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Sandy, OR in?

Sandy, OR is in the Portland-Vancouver-Hillsboro, OR-WA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,878.

How much did fair market rent change in Sandy, OR for FY 2027?

The two-bedroom FMR rose 3.2%, from $1,870 in FY 2026 to $1,930 in FY 2027. Since FY 2023 it has risen 6.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set