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Scio, OR

CitySAFMR
Linn County
Found 1 ZIP

City Median Investment Score

59Below average

095130300
BRFMR
Eff. Rent
0 BR$1,180$1,180
1 BR$1,390$1,390
2 BR$1,700$1,700
3 BR$2,340$2,340
4 BR$2,630$2,630
5 BR$3,024Not available
6 BR$3,478Not available
7 BR$4,000Not available
8 BR$4,600Not available

Purchase Price Calculator

Maximum purchase price
$190,703

Cost breakdown

+Likely effective rent$1,700
HUD FMRUsed$1,700
Market rentN/A
Est. payment standardN/A
-Principal and interest-$964
Loan amount$152,562
Down payment$38,141
Rate6.50%
Term30 years
-Operating costs-$536
Property taxes-$191
Insurance-$175
Utilities$0
HOA$0
Management-$170
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,329(71.7% ROI)
Projected value
$205,366
Return breakdown
Property appreciation+$14,663
Loan principal paid down+$5,466
Rental cash flow+$7,200
5-year hold
+$46,807(122.7% ROI)
Projected value
$215,763
Return breakdown
Property appreciation+$25,060
Loan principal paid down+$9,747
Rental cash flow+$12,000
10-year hold
+$100,639(263.9% ROI)
Projected value
$244,116
Return breakdown
Property appreciation+$53,413
Loan principal paid down+$23,226
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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Scio, OR fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Scio, OR is $1,700 a month. That is up 0.6% from $1,690 in FY 2026. Scio is in the Albany, OR MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,726. The median county two-bedroom FMR in Oregon is $1,325, so Scio is 28% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Scio, OR
BedroomsFY 2027Change90–110% range
Studio$1,180+0.9%$1,062–$1,298
1BR$1,3900.0%$1,251–$1,529
2BR$1,700+0.6%$1,530–$1,870
3BR$2,340+2.2%$2,106–$2,574
4BR$2,630−0.8%$2,367–$2,893

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Scio, OR
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,180$1,390$1,700$2,340$2,630
FY 2026$1,170$1,390$1,690$2,290$2,650
FY 2025$990$1,190$1,440$1,930$2,260
FY 2024$920$1,100$1,360$1,840$2,140
FY 2023$900$1,010$1,270$1,740$2,030

Questions about Scio, OR rents

How much will Section 8 pay for a two-bedroom in Scio, OR?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,726, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,553 to $1,899 a month; under the ZIP-level Small Area FMR of $1,700 it would be $1,530 to $1,870. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Scio, OR in?

Scio, OR is in the Albany, OR MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,726.

How much did fair market rent change in Scio, OR for FY 2027?

The two-bedroom FMR rose 0.6%, from $1,690 in FY 2026 to $1,700 in FY 2027. Since FY 2023 it has risen 33.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set