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Seabeck, WA

CitySAFMR
Kitsap County
Found 1 ZIP

City Median Investment Score

72Below average

095130300
BRFMR
Eff. Rent
0 BR$1,990$1,990
1 BR$2,230$2,230
2 BR$2,860$2,860
3 BR$3,830$3,830
4 BR$4,080$4,080
5 BR$4,692Not available
6 BR$5,396Not available
7 BR$6,205Not available
8 BR$7,136Not available

Purchase Price Calculator

Maximum purchase price
$363,078

Cost breakdown

+Likely effective rent$2,860
HUD FMRUsed$2,860
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,836
Loan amount$290,463
Down payment$72,616
Rate6.50%
Term30 years
-Operating costs-$824
Property taxes-$363
Insurance-$175
Utilities$0
HOA$0
Management-$286
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,524(62.7% ROI)
Projected value
$390,996
Return breakdown
Property appreciation+$27,917
Loan principal paid down+$10,407
Rental cash flow+$7,200
5-year hold
+$78,269(107.8% ROI)
Projected value
$410,790
Return breakdown
Property appreciation+$47,711
Loan principal paid down+$18,558
Rental cash flow+$12,000
10-year hold
+$169,912(234.0% ROI)
Projected value
$464,771
Return breakdown
Property appreciation+$101,693
Loan principal paid down+$44,220
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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Seabeck, WA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Seabeck, WA is $2,860 a month. That is up 1.4% from $2,820 in FY 2026. Seabeck is in the Bremerton-Silverdale-Port Orchard, WA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,967. The median county two-bedroom FMR in Washington is $1,467, so Seabeck is 95% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Seabeck, WA
BedroomsFY 2027Change90–110% range
Studio$1,990+2.6%$1,791–$2,189
1BR$2,230+3.7%$2,007–$2,453
2BR$2,860+1.4%$2,574–$3,146
3BR$3,830+3.0%$3,447–$4,213
4BR$4,0800.0%$3,672–$4,488

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Seabeck, WA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,990$2,230$2,860$3,830$4,080
FY 2026$1,940$2,150$2,820$3,720$4,080
FY 2025$1,900$2,110$2,770$3,620$4,160
FY 2024$1,240$1,390$1,830$2,410$2,840
FY 2023$1,180$1,350$1,760$2,370$2,850

Questions about Seabeck, WA rents

How much will Section 8 pay for a two-bedroom in Seabeck, WA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,967, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,770 to $2,164 a month; under the ZIP-level Small Area FMR of $2,860 it would be $2,574 to $3,146. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Seabeck, WA in?

Seabeck, WA is in the Bremerton-Silverdale-Port Orchard, WA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,967.

How much did fair market rent change in Seabeck, WA for FY 2027?

The two-bedroom FMR rose 1.4%, from $2,820 in FY 2026 to $2,860 in FY 2027. Since FY 2023 it has risen 62.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set