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Seabrook, SC

CitySAFMR
Beaufort County
Found 1 ZIP

City Median Investment Score

81Below average

095130300
BRFMR
Eff. Rent
0 BR$1,430$1,430
1 BR$1,500$1,500
2 BR$1,640$1,640
3 BR$1,960$1,960
4 BR$2,450$2,450
5 BR$2,818Not available
6 BR$3,240Not available
7 BR$3,726Not available
8 BR$4,285Not available

Purchase Price Calculator

Maximum purchase price
$181,787

Cost breakdown

+Likely effective rent$1,640
HUD FMRUsed$1,640
Market rentN/A
Est. payment standardN/A
-Principal and interest-$919
Loan amount$145,429
Down payment$36,357
Rate6.50%
Term30 years
-Operating costs-$521
Property taxes-$182
Insurance-$175
Utilities$0
HOA$0
Management-$164
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,388(72.6% ROI)
Projected value
$195,765
Return breakdown
Property appreciation+$13,978
Loan principal paid down+$5,210
Rental cash flow+$7,200
5-year hold
+$45,180(124.3% ROI)
Projected value
$205,675
Return breakdown
Property appreciation+$23,888
Loan principal paid down+$9,292
Rental cash flow+$12,000
10-year hold
+$97,056(266.9% ROI)
Projected value
$232,703
Return breakdown
Property appreciation+$50,916
Loan principal paid down+$22,140
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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Seabrook, SC fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Seabrook, SC is $1,640 a month. That is unchanged from FY 2026. Seabrook is in the Beaufort County, SC HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,010. The median county two-bedroom FMR in South Carolina is $1,098, so Seabrook is 49% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Seabrook, SC
BedroomsFY 2027Change90–110% range
Studio$1,4300.0%$1,287–$1,573
1BR$1,500+0.7%$1,350–$1,650
2BR$1,6400.0%$1,476–$1,804
3BR$1,960−1.0%$1,764–$2,156
4BR$2,450−3.2%$2,205–$2,695

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Seabrook, SC
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,430$1,500$1,640$1,960$2,450
FY 2026$1,430$1,490$1,640$1,980$2,530
FY 2025$1,290$1,350$1,520$1,860$2,380
FY 2024$1,150$1,170$1,320$1,660$2,160
FY 2023$980$990$1,130$1,460$1,940

Questions about Seabrook, SC rents

How much will Section 8 pay for a two-bedroom in Seabrook, SC?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,010, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,809 to $2,211 a month; under the ZIP-level Small Area FMR of $1,640 it would be $1,476 to $1,804. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Seabrook, SC in?

Seabrook, SC is in the Beaufort County, SC HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,010.

How much did fair market rent change in Seabrook, SC for FY 2027?

The two-bedroom FMR was unchanged at $1,640 in FY 2027. Since FY 2023 it has risen 45.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set