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NH/Merrimack County/South Newbury

South Newbury, NH

CitySAFMR
Merrimack County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,250$1,380
1 BR$1,380$1,520
2 BR$1,800$1,980
3 BR$2,360$2,370
4 BR$2,370$2,450
5 BR$2,726Not available
6 BR$3,134Not available
7 BR$3,604Not available
8 BR$4,145Not available

Purchase Price Calculator

Maximum purchase price
$232,311

Cost breakdown

+Likely effective rent$1,980
HUD FMR$1,800
Market rent$2,130
Est. payment standard (110%)Used$1,980
-Principal and interest-$1,175
Loan amount$185,849
Down payment$46,462
Rate6.50%
Term30 years
-Operating costs-$605
Property taxes-$232
Insurance-$175
Utilities$0
HOA$0
Management-$198
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,721(68.3% ROI)
Projected value
$250,173
Return breakdown
Property appreciation+$17,863
Loan principal paid down+$6,659
Rental cash flow+$7,200
5-year hold
+$54,401(117.1% ROI)
Projected value
$262,838
Return breakdown
Property appreciation+$30,528
Loan principal paid down+$11,874
Rental cash flow+$12,000
10-year hold
+$117,360(252.6% ROI)
Projected value
$297,377
Return breakdown
Property appreciation+$65,067
Loan principal paid down+$28,293
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.68
1 BR
0.75
2 BR
0.85
3 BR
0.99
4 BR
0.95
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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South Newbury, NH fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in South Newbury, NH is $1,800 a month. That is down 8.6% from $1,970 in FY 2026. South Newbury is in the Merrimack County, NH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,800. The median county two-bedroom FMR in New Hampshire is $1,727, so South Newbury is 4% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for South Newbury, NH
BedroomsFY 2027Change90–110% range
Studio$1,250−8.1%$1,125–$1,375
1BR$1,380−8.0%$1,242–$1,518
2BR$1,800−8.6%$1,620–$1,980
3BR$2,360−9.2%$2,124–$2,596
4BR$2,370−9.2%$2,133–$2,607

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for South Newbury, NH
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,250$1,380$1,800$2,360$2,370
FY 2026$1,360$1,500$1,970$2,600$2,610
FY 2025$1,120$1,230$1,610$2,130$2,130
FY 2024area FMR$972$1,086$1,427$1,877$1,900
FY 2023area FMR$963$1,072$1,411$1,839$1,895

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about South Newbury, NH rents

How much will Section 8 pay for a two-bedroom in South Newbury, NH?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,800, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,620 to $1,980 a month; under the ZIP-level Small Area FMR of $1,800 it would be $1,620 to $1,980. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is South Newbury, NH in?

South Newbury, NH is in the Merrimack County, NH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,800.

How much did fair market rent change in South Newbury, NH for FY 2027?

The two-bedroom FMR fell 8.6%, from $1,970 in FY 2026 to $1,800 in FY 2027. Since FY 2025 it has risen 11.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set