WA/Kitsap County/SOUTHWORTH
SOUTHWORTH, WA
CitySAFMR
Kitsap County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,400$1,540
1 BR$1,550$1,710
2 BR$2,030$2,110
3 BR$2,670$2,650
4 BR$2,940$3,120
5 BR$3,381
6 BR$3,888
7 BR$4,471
8 BR$5,142

Purchase Price Calculator

Maximum purchase price
$251,629

Cost breakdown

+Likely effective rent$2,110
HUD FMR$2,030
Market rent$2,150
Est. payment standard (104%)Used$2,110
Estimated payment standard is $2,110 (104% of FMR).
-Principal and interest-$1,272
Loan amount$201,303
Down payment$50,326
Rate6.50%
Term30 years
-Operating costs-$638
Property taxes-$252
Insurance-$175
Utilities$0
HOA$0
Management-$211
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,760(67.1% ROI)
Projected value
$270,977
Current value$251,629
Return breakdown
Property appreciation+$19,348
Loan principal paid down+$7,212
Rental cash flow+$7,200
5-year hold
+$57,927(115.1% ROI)
Projected value
$284,695
Current value$251,629
Return breakdown
Property appreciation+$33,066
Loan principal paid down+$12,861
Rental cash flow+$12,000
10-year hold
+$125,123(248.6% ROI)
Projected value
$322,106
Current value$251,629
Return breakdown
Property appreciation+$70,477
Loan principal paid down+$30,646
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 98386
0.74ratio
FMR$1,400
Market$1,900
vs market-$500

FMR is below market; voucher rent may lag private rents.

90% standard$1,260 / 0.66 ratio110% standard$1,540 / 0.81 ratio
0.74
1 BR
1 BR- 98386
0.81ratio
FMR$1,550
Market$1,920
vs market-$370

FMR is below market; voucher rent may lag private rents.

90% standard$1,395 / 0.73 ratio110% standard$1,705 / 0.89 ratio
0.81
2 BR
2 BR- 98386
0.94ratio
FMR$2,030
Market$2,150
vs market-$120

FMR is near market; voucher and private rents are aligned.

90% standard$1,827 / 0.85 ratio110% standard$2,233 / 1.04 ratio
0.94
3 BR
3 BR- 98386
1.01ratio
FMR$2,670
Market$2,650
vs market+$20

FMR is near market; voucher and private rents are aligned.

90% standard$2,403 / 0.91 ratio110% standard$2,937 / 1.11 ratio
1.01
4 BR
4 BR- 98386
0.92ratio
FMR$2,940
Market$3,210
vs market-$270

FMR is near market; voucher and private rents are aligned.

90% standard$2,646 / 0.82 ratio110% standard$3,234 / 1.01 ratio
0.92
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for SOUTHWORTH, WA (WA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

SOUTHWORTH, WA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for SOUTHWORTH, WA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,030 and the 4 bedroom fair market rent is $2,940.

Use this page for searches like SOUTHWORTH, WA FMR, SOUTHWORTH, WA fair market rent, and SOUTHWORTH, WA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for SOUTHWORTH, WA
Bedroom sizeHUD FMR
Studio$1,400
1 bedroom$1,550
2 bedroom$2,030
3 bedroom$2,670
4 bedroom$2,940