Not enough rental comps in this area to determine how FMR aligns with current market rates.
Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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Stone Harbor, NJ fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Stone Harbor, NJ is $2,180 a month. That is up 7.4% from $2,030 in FY 2026. Stone Harbor is in the Cape May County, NJ HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,857. The median county two-bedroom FMR in New Jersey is $2,233, so Stone Harbor is 2% below it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for Stone Harbor, NJ
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,490
$1,770
+18.8%
$1,593–$1,947
1BR
$1,550
$1,790
+15.5%
$1,611–$1,969
2BR
$2,030
$2,180
+7.4%
$1,962–$2,398
3BR
$2,710
$2,850
+5.2%
$2,565–$3,135
4BR
$2,720
$2,870
+5.5%
$2,583–$3,157
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for Stone Harbor, NJ
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,770
$1,790
$2,180
$2,850
$2,870
FY 2026
$1,490
$1,550
$2,030
$2,710
$2,720
FY 2025
$1,330
$1,350
$1,770
$2,370
$2,370
FY 2024
$1,150
$1,240
$1,630
$2,050
$2,170
FY 2023
$1,130
$1,270
$1,670
$2,070
$2,240
Questions about Stone Harbor, NJ rents
How much will Section 8 pay for a two-bedroom in Stone Harbor, NJ?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,857, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,671 to $2,043 a month; under the ZIP-level Small Area FMR of $2,180 it would be $1,962 to $2,398. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is Stone Harbor, NJ in?
Stone Harbor, NJ is in the Cape May County, NJ HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,857.
How much did fair market rent change in Stone Harbor, NJ for FY 2027?
The two-bedroom FMR rose 7.4%, from $2,030 in FY 2026 to $2,180 in FY 2027. Since FY 2023 it has risen 30.5%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set