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Struthers, OH

CitySAFMR
Mahoning County
Found 1 ZIP

City Median Investment Score

153High yield potential

095130300
BRFMR
Eff. Rent
0 BR$800$750
1 BR$850$850
2 BR$1,060$980
3 BR$1,370$1,270
4 BR$1,450$1,330
5 BR$1,667Not available
6 BR$1,918Not available
7 BR$2,205Not available
8 BR$2,536Not available

Purchase Price Calculator

Maximum purchase price
$83,711

Cost breakdown

+Likely effective rent$980
HUD FMR$1,060
Market rentUsed$980
Est. payment standard (95%)$1,010
-Principal and interest-$423
Loan amount$66,969
Down payment$16,742
Rate6.50%
Term30 years
-Operating costs-$357
Property taxes-$84
Insurance-$175
Utilities$0
HOA$0
Management-$98
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,036(95.8% ROI)
Projected value
$90,148
Return breakdown
Property appreciation+$6,437
Loan principal paid down+$2,399
Rental cash flow+$7,200
5-year hold
+$27,279(162.9% ROI)
Projected value
$94,711
Return breakdown
Property appreciation+$11,000
Loan principal paid down+$4,279
Rental cash flow+$12,000
10-year hold
+$57,641(344.3% ROI)
Projected value
$107,157
Return breakdown
Property appreciation+$23,446
Loan principal paid down+$10,195
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.07
1 BR
1.00
2 BR
1.08
3 BR
1.08
4 BR
1.09
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Struthers, OH fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Struthers, OH is $1,060 a month. That is up 2.9% from $1,030 in FY 2026. Struthers is in the Youngstown-Warren, OH MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,003. The median county two-bedroom FMR in Ohio is $1,048, so Struthers is 1% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Struthers, OH
BedroomsFY 2027Change90–110% range
Studio$800+2.6%$720–$880
1BR$850+3.7%$765–$935
2BR$1,060+2.9%$954–$1,166
3BR$1,370+2.2%$1,233–$1,507
4BR$1,450+2.1%$1,305–$1,595

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Struthers, OH
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$800$850$1,060$1,370$1,450
FY 2026$780$820$1,030$1,340$1,420
FY 2025$700$750$940$1,230$1,310
FY 2024$660$710$900$1,190$1,250
FY 2023$600$660$830$1,100$1,160

Questions about Struthers, OH rents

How much will Section 8 pay for a two-bedroom in Struthers, OH?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,003, which applies unless the housing authority uses Small Area FMRs, that basic range is $903 to $1,103 a month; under the ZIP-level Small Area FMR of $1,060 it would be $954 to $1,166. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Struthers, OH in?

Struthers, OH is in the Youngstown-Warren, OH MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,003.

How much did fair market rent change in Struthers, OH for FY 2027?

The two-bedroom FMR rose 2.9%, from $1,030 in FY 2026 to $1,060 in FY 2027. Since FY 2023 it has risen 27.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set