CA/Amador County/SUTTER CREEK
SUTTER CREEK, CA
CitySAFMR
Amador County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,330$1,460
1 BR$1,340$1,470
2 BR$1,630$1,790
3 BR$2,130$2,080
4 BR$2,610$2,160
5 BR$3,001
6 BR$3,452
7 BR$3,969
8 BR$4,565

Purchase Price Calculator

Maximum purchase price
$204,077

Cost breakdown

+Likely effective rent$1,790
HUD FMR$1,630
Market rent$1,890
Est. payment standard (110%)Used$1,790
Estimated payment standard is $1,790 (110% of FMR).
-Principal and interest-$1,032
Loan amount$163,261
Down payment$40,815
Rate6.50%
Term30 years
-Operating costs-$558
Property taxes-$204
Insurance-$175
Utilities$0
HOA$0
Management-$179
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,741(70.4% ROI)
Projected value
$219,768
Current value$204,077
Return breakdown
Property appreciation+$15,692
Loan principal paid down+$5,849
Rental cash flow+$7,200
5-year hold
+$49,248(120.7% ROI)
Projected value
$230,894
Current value$204,077
Return breakdown
Property appreciation+$26,817
Loan principal paid down+$10,431
Rental cash flow+$12,000
10-year hold
+$106,013(259.7% ROI)
Projected value
$261,236
Current value$204,077
Return breakdown
Property appreciation+$57,159
Loan principal paid down+$24,855
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 95685
0.85ratio
FMR$1,330
Market$1,560
vs market-$230

FMR is below market; voucher rent may lag private rents.

90% standard$1,197 / 0.77 ratio110% standard$1,463 / 0.94 ratio
0.85
1 BR
1 BR- 95685
0.86ratio
FMR$1,340
Market$1,560
vs market-$220

FMR is below market; voucher rent may lag private rents.

90% standard$1,206 / 0.77 ratio110% standard$1,474 / 0.94 ratio
0.86
2 BR
2 BR- 95685
0.86ratio
FMR$1,630
Market$1,890
vs market-$260

FMR is below market; voucher rent may lag private rents.

90% standard$1,467 / 0.78 ratio110% standard$1,793 / 0.95 ratio
0.86
3 BR
3 BR- 95685
1.02ratio
FMR$2,130
Market$2,080
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$1,917 / 0.92 ratio110% standard$2,343 / 1.13 ratio
1.02
4 BR
4 BR- 95685
1.21ratio
FMR$2,610
Market$2,160
vs market+$450

FMR is above market; underwrite to market rent.

90% standard$2,349 / 1.09 ratio110% standard$2,871 / 1.33 ratio
1.21
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for SUTTER CREEK, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

SUTTER CREEK, CA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for SUTTER CREEK, CA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,630 and the 4 bedroom fair market rent is $2,610.

Use this page for searches like SUTTER CREEK, CA FMR, SUTTER CREEK, CA fair market rent, and SUTTER CREEK, CA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for SUTTER CREEK, CA
Bedroom sizeHUD FMR
Studio$1,330
1 bedroom$1,340
2 bedroom$1,630
3 bedroom$2,130
4 bedroom$2,610