GA/Gilmer County/TALKING ROCK
TALKING ROCK, GA
CitySAFMR
Gilmer County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,000$1,100
1 BR$1,070$1,180
2 BR$1,210$1,330
3 BR$1,470$1,620
4 BR$1,790$1,920
5 BR$2,059
6 BR$2,367
7 BR$2,722
8 BR$3,131

Purchase Price Calculator

Maximum purchase price
$135,721

Cost breakdown

+Likely effective rent$1,330
HUD FMR$1,210
Market rent$1,810
Est. payment standard (110%)Used$1,330
Estimated payment standard is $1,330 (110% of FMR).
-Principal and interest-$686
Loan amount$108,577
Down payment$27,144
Rate6.50%
Term30 years
-Operating costs-$444
Property taxes-$136
Insurance-$175
Utilities$0
HOA$0
Management-$133
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,526(79.3% ROI)
Projected value
$146,157
Current value$135,721
Return breakdown
Property appreciation+$10,436
Loan principal paid down+$3,890
Rental cash flow+$7,200
5-year hold
+$36,772(135.5% ROI)
Projected value
$153,556
Current value$135,721
Return breakdown
Property appreciation+$17,835
Loan principal paid down+$6,937
Rental cash flow+$12,000
10-year hold
+$78,543(289.4% ROI)
Projected value
$173,734
Current value$135,721
Return breakdown
Property appreciation+$38,013
Loan principal paid down+$16,530
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 30175
0.57ratio
FMR$1,000
Market$1,740
vs market-$740

FMR is below market; voucher rent may lag private rents.

90% standard$900 / 0.52 ratio110% standard$1,100 / 0.63 ratio
0.57
1 BR
1 BR- 30175
0.60ratio
FMR$1,070
Market$1,770
vs market-$700

FMR is below market; voucher rent may lag private rents.

90% standard$963 / 0.54 ratio110% standard$1,177 / 0.66 ratio
0.60
2 BR
2 BR- 30175
0.67ratio
FMR$1,210
Market$1,810
vs market-$600

FMR is below market; voucher rent may lag private rents.

90% standard$1,089 / 0.60 ratio110% standard$1,331 / 0.74 ratio
0.67
3 BR
3 BR- 30175
0.77ratio
FMR$1,470
Market$1,900
vs market-$430

FMR is below market; voucher rent may lag private rents.

90% standard$1,323 / 0.70 ratio110% standard$1,617 / 0.85 ratio
0.77
4 BR
4 BR- 30175
0.90ratio
FMR$1,790
Market$1,990
vs market-$200

FMR is below market; voucher rent may lag private rents.

90% standard$1,611 / 0.81 ratio110% standard$1,969 / 0.99 ratio
0.90
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for TALKING ROCK, GA (GA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

TALKING ROCK, GA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for TALKING ROCK, GA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,210 and the 4 bedroom fair market rent is $1,790.

Use this page for searches like TALKING ROCK, GA FMR, TALKING ROCK, GA fair market rent, and TALKING ROCK, GA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for TALKING ROCK, GA
Bedroom sizeHUD FMR
Studio$1,000
1 bedroom$1,070
2 bedroom$1,210
3 bedroom$1,470
4 bedroom$1,790