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Terlton, OK

CitySAFMR
Pawnee County
Found 1 ZIP

City Median Investment Score

106Above average

095130300
BRFMR
Eff. Rent
0 BR$940$940
1 BR$990$990
2 BR$1,230$1,230
3 BR$1,620$1,620
4 BR$2,010$2,010
5 BR$2,312Not available
6 BR$2,658Not available
7 BR$3,057Not available
8 BR$3,516Not available

Purchase Price Calculator

Maximum purchase price
$120,861

Cost breakdown

+Likely effective rent$1,230
HUD FMRUsed$1,230
Market rentN/A
Est. payment standardN/A
-Principal and interest-$611
Loan amount$96,689
Down payment$24,172
Rate6.50%
Term30 years
-Operating costs-$419
Property taxes-$121
Insurance-$175
Utilities$0
HOA$0
Management-$123
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,957(82.6% ROI)
Projected value
$130,154
Return breakdown
Property appreciation+$9,293
Loan principal paid down+$3,464
Rental cash flow+$7,200
5-year hold
+$34,060(140.9% ROI)
Projected value
$136,743
Return breakdown
Property appreciation+$15,882
Loan principal paid down+$6,177
Rental cash flow+$12,000
10-year hold
+$72,571(300.2% ROI)
Projected value
$154,712
Return breakdown
Property appreciation+$33,851
Loan principal paid down+$14,720
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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Terlton, OK fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Terlton, OK is $1,230 a month. That is down 9.6% from $1,360 in FY 2026. Terlton is in the Pawnee County, OK HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Oklahoma is $916, so Terlton is 34% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Terlton, OK
BedroomsFY 2027Change90–110% range
Studio$940−9.6%$846–$1,034
1BR$990−10.0%$891–$1,089
2BR$1,230−9.6%$1,107–$1,353
3BR$1,620−10.0%$1,458–$1,782
4BR$2,010−9.9%$1,809–$2,211

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Terlton, OK
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$940$990$1,230$1,620$2,010
FY 2026$1,040$1,100$1,360$1,800$2,230
FY 2025$820$940$1,180$1,550$1,960
FY 2024$680$780$990$1,310$1,660
FY 2023$590$670$850$1,130$1,440

Questions about Terlton, OK rents

How much will Section 8 pay for a two-bedroom in Terlton, OK?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,230, that basic range is $1,107 to $1,353 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Terlton, OK in?

Terlton, OK is in the Pawnee County, OK HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Terlton, OK for FY 2027?

The two-bedroom FMR fell 9.6%, from $1,360 in FY 2026 to $1,230 in FY 2027. Since FY 2023 it has risen 44.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set