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Texhoma, OK

CitySAFMR
Texas County
Found 1 ZIP

City Median Investment Score

108Above average

095130300
BRFMR
Eff. Rent
0 BR$770$770
1 BR$810$810
2 BR$1,010$1,010
3 BR$1,210$1,210
4 BR$1,690$1,690
5 BR$1,943Not available
6 BR$2,235Not available
7 BR$2,570Not available
8 BR$2,956Not available

Purchase Price Calculator

Maximum purchase price
$88,169

Cost breakdown

+Likely effective rent$1,010
HUD FMRUsed$1,010
Market rentN/A
Est. payment standardN/A
-Principal and interest-$446
Loan amount$70,535
Down payment$17,634
Rate6.50%
Term30 years
-Operating costs-$364
Property taxes-$88
Insurance-$175
Utilities$0
HOA$0
Management-$101
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,506(93.6% ROI)
Projected value
$94,948
Return breakdown
Property appreciation+$6,779
Loan principal paid down+$2,527
Rental cash flow+$7,200
5-year hold
+$28,093(159.3% ROI)
Projected value
$99,755
Return breakdown
Property appreciation+$11,586
Loan principal paid down+$4,507
Rental cash flow+$12,000
10-year hold
+$59,433(337.0% ROI)
Projected value
$112,864
Return breakdown
Property appreciation+$24,695
Loan principal paid down+$10,738
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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Texhoma, OK fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Texhoma, OK is $1,010 a month. That is up 6.3% from $950 in FY 2026. Texhoma is in the Texas County, OK non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,079. The median county two-bedroom FMR in Oklahoma is $916, so Texhoma is 10% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Texhoma, OK
BedroomsFY 2027Change90–110% range
Studio$770+8.5%$693–$847
1BR$810+5.2%$729–$891
2BR$1,010+6.3%$909–$1,111
3BR$1,210+5.2%$1,089–$1,331
4BR$1,690+6.3%$1,521–$1,859

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Texhoma, OK
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$770$810$1,010$1,210$1,690
FY 2026$710$770$950$1,150$1,590
FY 2025$720$750$930$1,140$1,570
FY 2024area FMR$800$805$990$1,197$1,680
FY 2023area FMR$729$733$871$1,061$1,484

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Texhoma, OK rents

How much will Section 8 pay for a two-bedroom in Texhoma, OK?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,079, which applies unless the housing authority uses Small Area FMRs, that basic range is $971 to $1,187 a month; under the ZIP-level Small Area FMR of $1,010 it would be $909 to $1,111. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Texhoma, OK in?

Texhoma, OK is in the Texas County, OK non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,079.

How much did fair market rent change in Texhoma, OK for FY 2027?

The two-bedroom FMR rose 6.3%, from $950 in FY 2026 to $1,010 in FY 2027. Since FY 2025 it has risen 8.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set