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WA/Yakima County/Toppenish

Toppenish, WA

CitySAFMR
Yakima County
Found 1 ZIP

City Median Investment Score

105Above average

095130300
BRFMR
Eff. Rent
0 BR$950$950
1 BR$960$960
2 BR$1,250$1,250
3 BR$1,730$1,730
4 BR$1,950$1,950
5 BR$2,243Not available
6 BR$2,579Not available
7 BR$2,966Not available
8 BR$3,411Not available

Purchase Price Calculator

Maximum purchase price
$123,833

Cost breakdown

+Likely effective rent$1,250
HUD FMRUsed$1,250
Market rentN/A
Est. payment standardN/A
-Principal and interest-$626
Loan amount$99,066
Down payment$24,767
Rate6.50%
Term30 years
-Operating costs-$424
Property taxes-$124
Insurance-$175
Utilities$0
HOA$0
Management-$125
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,271(81.8% ROI)
Projected value
$133,355
Return breakdown
Property appreciation+$9,522
Loan principal paid down+$3,549
Rental cash flow+$7,200
5-year hold
+$34,602(139.7% ROI)
Projected value
$140,106
Return breakdown
Property appreciation+$16,273
Loan principal paid down+$6,329
Rental cash flow+$12,000
10-year hold
+$73,765(297.8% ROI)
Projected value
$158,517
Return breakdown
Property appreciation+$34,684
Loan principal paid down+$15,082
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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Toppenish, WA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Toppenish, WA is $1,250 a month. That is down 3.8% from $1,300 in FY 2026. Toppenish is in the Yakima, WA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,313. The median county two-bedroom FMR in Washington is $1,467, so Toppenish is 15% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Toppenish, WA
BedroomsFY 2027Change90–110% range
Studio$950−3.1%$855–$1,045
1BR$960−3.0%$864–$1,056
2BR$1,250−3.8%$1,125–$1,375
3BR$1,730−4.4%$1,557–$1,903
4BR$1,950−1.5%$1,755–$2,145

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Toppenish, WA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$950$960$1,250$1,730$1,950
FY 2026$980$990$1,300$1,810$1,980
FY 2025$940$950$1,240$1,740$1,830
FY 2024$890$900$1,180$1,660$1,760
FY 2023$750$760$1,000$1,420$1,490

Questions about Toppenish, WA rents

How much will Section 8 pay for a two-bedroom in Toppenish, WA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,313, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,182 to $1,444 a month; under the ZIP-level Small Area FMR of $1,250 it would be $1,125 to $1,375. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Toppenish, WA in?

Toppenish, WA is in the Yakima, WA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,313.

How much did fair market rent change in Toppenish, WA for FY 2027?

The two-bedroom FMR fell 3.8%, from $1,300 in FY 2026 to $1,250 in FY 2027. Since FY 2023 it has risen 25.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set