Skip to main content
Loading page

Trinidad, CA

CitySAFMR
Humboldt County
Found 1 ZIP

City Median Investment Score

71Below average

095130300
BRFMR
Eff. Rent
0 BR$1,640$1,640
1 BR$1,740$1,740
2 BR$2,270$2,270
3 BR$3,140$3,140
4 BR$3,790$3,790
5 BR$4,359Not available
6 BR$5,012Not available
7 BR$5,764Not available
8 BR$6,629Not available

Purchase Price Calculator

Maximum purchase price
$275,405

Cost breakdown

+Likely effective rent$2,270
HUD FMRUsed$2,270
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,393
Loan amount$220,324
Down payment$55,081
Rate6.50%
Term30 years
-Operating costs-$677
Property taxes-$275
Insurance-$175
Utilities$0
HOA$0
Management-$227
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,270(65.8% ROI)
Projected value
$296,581
Return breakdown
Property appreciation+$21,176
Loan principal paid down+$7,894
Rental cash flow+$7,200
5-year hold
+$62,267(113.0% ROI)
Projected value
$311,595
Return breakdown
Property appreciation+$36,190
Loan principal paid down+$14,077
Rental cash flow+$12,000
10-year hold
+$134,678(244.5% ROI)
Projected value
$352,541
Return breakdown
Property appreciation+$77,137
Loan principal paid down+$33,542
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
--

Trinidad, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Trinidad, CA is $2,270 a month. That is up 5.1% from $2,160 in FY 2026. Trinidad is in the Humboldt County, CA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,554. The median county two-bedroom FMR in California is $1,725, so Trinidad is 32% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Trinidad, CA
BedroomsFY 2027Change90–110% range
Studio$1,640+5.8%$1,476–$1,804
1BR$1,740+5.5%$1,566–$1,914
2BR$2,270+5.1%$2,043–$2,497
3BR$3,140+4.7%$2,826–$3,454
4BR$3,790+4.7%$3,411–$4,169

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Trinidad, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,640$1,740$2,270$3,140$3,790
FY 2026$1,550$1,650$2,160$3,000$3,620
FY 2025$1,480$1,570$2,050$2,870$3,440
FY 2024area FMR$950$1,032$1,352$1,905$2,294
FY 2023area FMR$812$907$1,183$1,681$2,015

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Trinidad, CA rents

How much will Section 8 pay for a two-bedroom in Trinidad, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,554, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,399 to $1,709 a month; under the ZIP-level Small Area FMR of $2,270 it would be $2,043 to $2,497. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Trinidad, CA in?

Trinidad, CA is in the Humboldt County, CA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,554.

How much did fair market rent change in Trinidad, CA for FY 2027?

The two-bedroom FMR rose 5.1%, from $2,160 in FY 2026 to $2,270 in FY 2027. Since FY 2025 it has risen 10.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set