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Twig, MN

CityFMR
St. Louis County
Found 1 ZIP
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City Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$841$841
1 BR$961$961
2 BR$1,207$1,207
3 BR$1,671$1,671
4 BR$2,017$2,017
5 BR$2,320Not available
6 BR$2,667Not available
7 BR$3,068Not available
8 BR$3,528Not available

Purchase Price Calculator

Maximum purchase price
$117,443

Cost breakdown

+Likely effective rent$1,207
HUD FMRUsed$1,207
Market rentN/A
Est. payment standardN/A
-Principal and interest-$594
Loan amount$93,955
Down payment$23,489
Rate6.50%
Term30 years
-Operating costs-$413
Property taxes-$117
Insurance-$175
Utilities$0
HOA$0
Management-$121
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,596(83.4% ROI)
Projected value
$126,473
Return breakdown
Property appreciation+$9,030
Loan principal paid down+$3,366
Rental cash flow+$7,200
5-year hold
+$33,436(142.3% ROI)
Projected value
$132,876
Return breakdown
Property appreciation+$15,433
Loan principal paid down+$6,003
Rental cash flow+$12,000
10-year hold
+$71,198(303.1% ROI)
Projected value
$150,337
Return breakdown
Property appreciation+$32,894
Loan principal paid down+$14,304
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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Twig, MN fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in Twig, MN is $1,207 a month. That is down 2.0% from $1,232 in FY 2026. Twig is in the Duluth, MN-WI MSA. The median county two-bedroom FMR in Minnesota is $1,048, so Twig is 15% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Twig, MN
BedroomsFY 2027Change90–110% range
Studio$841−0.9%$757–$925
1BR$961−1.7%$865–$1,057
2BR$1,207−2.0%$1,086–$1,328
3BR$1,671−1.1%$1,504–$1,838
4BR$2,017−2.4%$1,815–$2,219

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Twig, MN
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$841$961$1,207$1,671$2,017
FY 2026$849$978$1,232$1,689$2,067
FY 2025$782$896$1,140$1,538$1,914
FY 2024$762$868$1,113$1,485$1,889
FY 2023$780$838$1,087$1,435$1,789

Questions about Twig, MN rents

How much will Section 8 pay for a two-bedroom in Twig, MN?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,207, that basic range is $1,086 to $1,328 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Twig, MN in?

Twig, MN is in the Duluth, MN-WI MSA. Small Area FMRs are not mandatory in this area.

How much did fair market rent change in Twig, MN for FY 2027?

The two-bedroom FMR fell 2.0%, from $1,232 in FY 2026 to $1,207 in FY 2027. Since FY 2023 it has risen 11.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set