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MA/Dukes County/Vineyard Haven

Vineyard Haven, MA

CitySAFMR
Dukes County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,920$2,110
1 BR$2,110$2,320
2 BR$2,760$3,040
3 BR$3,830$4,210
4 BR$4,270$4,700
5 BR$4,911Not available
6 BR$5,647Not available
7 BR$6,494Not available
8 BR$7,468Not available

Purchase Price Calculator

Maximum purchase price
$389,826

Cost breakdown

+Likely effective rent$3,040
HUD FMR$2,760
Market rent$12,010
Est. payment standard (110%)Used$3,040
-Principal and interest-$1,971
Loan amount$311,861
Down payment$77,965
Rate6.50%
Term30 years
-Operating costs-$869
Property taxes-$390
Insurance-$175
Utilities$0
HOA$0
Management-$304
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,347(62.0% ROI)
Projected value
$419,800
Return breakdown
Property appreciation+$29,974
Loan principal paid down+$11,173
Rental cash flow+$7,200
5-year hold
+$83,151(106.7% ROI)
Projected value
$441,053
Return breakdown
Property appreciation+$51,226
Loan principal paid down+$19,925
Rental cash flow+$12,000
10-year hold
+$180,662(231.7% ROI)
Projected value
$499,011
Return breakdown
Property appreciation+$109,184
Loan principal paid down+$47,477
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.18
1 BR
0.19
2 BR
0.23
3 BR
0.31
4 BR
0.31
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Vineyard Haven, MA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Vineyard Haven, MA is $2,760 a month. That is up 38.0% from $2,000 in FY 2026. Vineyard Haven is in the Dukes County, MA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $2,010. The median county two-bedroom FMR in Massachusetts is $2,222, so Vineyard Haven is 24% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Vineyard Haven, MA
BedroomsFY 2027Change90–110% range
Studio$1,920+24.7%$1,728–$2,112
1BR$2,110+36.1%$1,899–$2,321
2BR$2,760+38.0%$2,484–$3,036
3BR$3,830+36.3%$3,447–$4,213
4BR$4,270+43.8%$3,843–$4,697

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Vineyard Haven, MA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,920$2,110$2,760$3,830$4,270
FY 2026$1,540$1,550$2,000$2,810$2,970
FY 2025$1,530$1,700$1,990$2,790$2,960
FY 2024$1,060$1,190$1,570$1,980$2,120
FY 2023$920$1,040$1,370$1,720$1,890

Questions about Vineyard Haven, MA rents

How much will Section 8 pay for a two-bedroom in Vineyard Haven, MA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $2,010, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,809 to $2,211 a month; under the ZIP-level Small Area FMR of $2,760 it would be $2,484 to $3,036. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Vineyard Haven, MA in?

Vineyard Haven, MA is in the Dukes County, MA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $2,010.

How much did fair market rent change in Vineyard Haven, MA for FY 2027?

The two-bedroom FMR rose 38.0%, from $2,000 in FY 2026 to $2,760 in FY 2027. Since FY 2023 it has risen 101.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set