HI/Hawaii County/WAIKOLOA
WAIKOLOA, HI
CitySAFMR
Hawaii County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,170$2,170
1 BR$2,180$2,180
2 BR$2,830$2,830
3 BR$3,570$3,450
4 BR$4,120$3,770
5 BR$4,738
6 BR$5,449
7 BR$6,266
8 BR$7,206

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 96738
0.80ratio
FMR$2,170
Market$2,710
vs market-$540

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.80
1 BR
1 BR· 96738
0.79ratio
FMR$2,180
Market$2,750
vs market-$570

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.79
2 BR
2 BR· 96738
0.90ratio
FMR$2,830
Market$3,140
vs market-$310

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.90
3 BR
3 BR· 96738
1.03ratio
FMR$3,570
Market$3,450
vs market+$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.03
4 BR
4 BR· 96738
1.09ratio
FMR$4,120
Market$3,770
vs market+$350

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.09
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$358,620
Rent
$2,830
Down payment
$71,724
Loan
$286,896
Mortgage
$1,813
Expenses
$817
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for WAIKOLOA, HI (HI) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

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