Skip to main content
Loading page
MD/Baltimore County/White Marsh

White Marsh, MD

CitySAFMR
Baltimore County
Found 1 ZIP

City Median Investment Score

111Above average

095130300
BRFMR
Eff. Rent
0 BR$1,570$1,650
1 BR$1,680$1,690
2 BR$2,070$2,060
3 BR$2,590$2,540
4 BR$2,880$3,040
5 BR$3,312Not available
6 BR$3,809Not available
7 BR$4,380Not available
8 BR$5,037Not available

Purchase Price Calculator

Maximum purchase price
$244,199

Cost breakdown

+Likely effective rent$2,060
HUD FMR$2,070
Market rentUsed$2,060
Est. payment standard (100%)$2,060
-Principal and interest-$1,235
Loan amount$195,359
Down payment$48,840
Rate6.50%
Term30 years
-Operating costs-$625
Property taxes-$244
Insurance-$175
Utilities$0
HOA$0
Management-$206
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,976(67.5% ROI)
Projected value
$262,975
Return breakdown
Property appreciation+$18,777
Loan principal paid down+$6,999
Rental cash flow+$7,200
5-year hold
+$56,571(115.8% ROI)
Projected value
$276,288
Return breakdown
Property appreciation+$32,090
Loan principal paid down+$12,482
Rental cash flow+$12,000
10-year hold
+$122,137(250.1% ROI)
Projected value
$312,595
Return breakdown
Property appreciation+$68,396
Loan principal paid down+$29,741
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.93
1 BR
0.99
2 BR
1.00
3 BR
1.02
4 BR
0.92
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

White Marsh, MD fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in White Marsh, MD is $2,070 a month. That is up 10.7% from $1,870 in FY 2026. White Marsh is in the Baltimore-Columbia-Towson, MD MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,006. The median county two-bedroom FMR in Maryland is $1,875, so White Marsh is 10% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for White Marsh, MD
BedroomsFY 2027Change90–110% range
Studio$1,570+14.6%$1,413–$1,727
1BR$1,680+10.5%$1,512–$1,848
2BR$2,070+10.7%$1,863–$2,277
3BR$2,590+8.8%$2,331–$2,849
4BR$2,880+9.5%$2,592–$3,168

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for White Marsh, MD
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,570$1,680$2,070$2,590$2,880
FY 2026$1,370$1,520$1,870$2,380$2,630
FY 2025$1,400$1,590$1,950$2,510$2,800
FY 2024$1,380$1,580$1,940$2,510$2,840
FY 2023$1,170$1,370$1,710$2,210$2,530

Questions about White Marsh, MD rents

How much will Section 8 pay for a two-bedroom in White Marsh, MD?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,006, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,805 to $2,207 a month; under the ZIP-level Small Area FMR of $2,070 it would be $1,863 to $2,277. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is White Marsh, MD in?

White Marsh, MD is in the Baltimore-Columbia-Towson, MD MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,006.

How much did fair market rent change in White Marsh, MD for FY 2027?

The two-bedroom FMR rose 10.7%, from $1,870 in FY 2026 to $2,070 in FY 2027. Since FY 2023 it has risen 21.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set