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TN/Jefferson County/WHITE PINE

WHITE PINE, TN

CitySAFMR
Jefferson County
Found 1 ZIP
Zillow
BRFMR
Eff. Rent
0 BR$890▲$980
1 BR$900▲$990
2 BR$1,150▲$1,270
3 BR$1,460▲$1,610
4 BR$1,850▲$1,830
5 BR$2,128▲—
6 BR$2,447▲—
7 BR$2,814▲—
8 BR$3,236▲—

Purchase Price Calculator

Maximum purchase price
$126,805

Cost breakdown

+Likely effective rent$1,270
HUD FMR$1,150
Market rent$1,620
Est. payment standard (110%)Used$1,270
Estimated payment standard is $1,270 (110% of FMR).
-Principal and interest-$641
Loan amount$101,444
Down payment$25,361
Rate6.50%
Term30 years
-Operating costs-$429
Property taxes-$127
Insurance-$175
Utilities$0
HOA$0
Management-$127
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,585(81.2% ROI)
Projected value
$136,555
Current value$126,805
Return breakdown
Property appreciation+$9,750
Loan principal paid down+$3,634
Rental cash flow+$7,200
5-year hold
+$35,144(138.6% ROI)
Projected value
$143,468
Current value$126,805
Return breakdown
Property appreciation+$16,663
Loan principal paid down+$6,481
Rental cash flow+$12,000
10-year hold
+$74,960(295.6% ROI)
Projected value
$162,321
Current value$126,805
Return breakdown
Property appreciation+$35,516
Loan principal paid down+$15,444
Rental cash flow+$24,000

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 37890
0.61ratio
FMR$890
Market$1,470
vs market-$580

FMR is below market; voucher rent may lag private rents.

90% standard$801 / 0.54 ratio110% standard$979 / 0.67 ratio
0.61
1 BR
1 BR- 37890
0.63ratio
FMR$900
Market$1,430
vs market-$530

FMR is below market; voucher rent may lag private rents.

90% standard$810 / 0.57 ratio110% standard$990 / 0.69 ratio
0.63
2 BR
2 BR- 37890
0.71ratio
FMR$1,150
Market$1,620
vs market-$470

FMR is below market; voucher rent may lag private rents.

90% standard$1,035 / 0.64 ratio110% standard$1,265 / 0.78 ratio
0.71
3 BR
3 BR- 37890
0.84ratio
FMR$1,460
Market$1,730
vs market-$270

FMR is below market; voucher rent may lag private rents.

90% standard$1,314 / 0.76 ratio110% standard$1,606 / 0.93 ratio
0.84
4 BR
4 BR- 37890
1.01ratio
FMR$1,850
Market$1,830
vs market+$20

FMR is near market; voucher and private rents are aligned.

90% standard$1,665 / 0.91 ratio110% standard$2,035 / 1.11 ratio
1.01
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for WHITE PINE, TN (TN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geosView county page
Related ZIPs
37890

WHITE PINE, TN fair market rent benchmarks

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for WHITE PINE, TN shows monthly rent benchmarks by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,150 and the 4 bedroom fair market rent is $1,850.

Use these values to compare bedroom-size rent benchmarks and screen a property's rent assumptions. Local housing authorities set voucher payment standards, which may be above or below published HUD FMR, so confirm the applicable authority and current schedule before underwriting a property. Read the FMR and payment-standard guide for the full verification workflow.

FY 2026 Fair Market Rent by bedroom size for WHITE PINE, TN
Bedroom sizeHUD FMR
Studio$890
1 bedroom$900
2 bedroom$1,150
3 bedroom$1,460
4 bedroom$1,850
Jefferson County fair market rent37890 FMR