OH/Lucas County/WHITEHOUSE
WHITEHOUSE, OH
CitySAFMR
Lucas County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$740$810
1 BR$780$860
2 BR$1,030$1,130
3 BR$1,320$1,420
4 BR$1,390$1,490
5 BR$1,598
6 BR$1,838
7 BR$2,114
8 BR$2,431

Purchase Price Calculator

Maximum purchase price
$106,001

Cost breakdown

+Likely effective rent$1,130
HUD FMR$1,030
Market rent$1,370
Est. payment standard (110%)Used$1,130
Estimated payment standard is $1,130 (110% of FMR).
-Principal and interest-$536
Loan amount$84,801
Down payment$21,200
Rate6.50%
Term30 years
-Operating costs-$394
Property taxes-$106
Insurance-$175
Utilities$0
HOA$0
Management-$113
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,389(86.7% ROI)
Projected value
$114,152
Current value$106,001
Return breakdown
Property appreciation+$8,150
Loan principal paid down+$3,038
Rental cash flow+$7,200
5-year hold
+$31,347(147.9% ROI)
Projected value
$119,930
Current value$106,001
Return breakdown
Property appreciation+$13,929
Loan principal paid down+$5,418
Rental cash flow+$12,000
10-year hold
+$66,599(314.1% ROI)
Projected value
$135,690
Current value$106,001
Return breakdown
Property appreciation+$29,689
Loan principal paid down+$12,910
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 43571
0.59ratio
FMR$740
Market$1,260
vs market-$520

FMR is below market; voucher rent may lag private rents.

90% standard$666 / 0.53 ratio110% standard$814 / 0.65 ratio
0.59
1 BR
1 BR- 43571
0.63ratio
FMR$780
Market$1,230
vs market-$450

FMR is below market; voucher rent may lag private rents.

90% standard$702 / 0.57 ratio110% standard$858 / 0.70 ratio
0.63
2 BR
2 BR- 43571
0.75ratio
FMR$1,030
Market$1,370
vs market-$340

FMR is below market; voucher rent may lag private rents.

90% standard$927 / 0.68 ratio110% standard$1,133 / 0.83 ratio
0.75
3 BR
3 BR- 43571
0.89ratio
FMR$1,320
Market$1,480
vs market-$160

FMR is below market; voucher rent may lag private rents.

90% standard$1,188 / 0.80 ratio110% standard$1,452 / 0.98 ratio
0.89
4 BR
4 BR- 43571
0.90ratio
FMR$1,390
Market$1,550
vs market-$160

FMR is below market; voucher rent may lag private rents.

90% standard$1,251 / 0.81 ratio110% standard$1,529 / 0.99 ratio
0.90
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for WHITEHOUSE, OH (OH) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

WHITEHOUSE, OH fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for WHITEHOUSE, OH shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,030 and the 4 bedroom fair market rent is $1,390.

Use this page for searches like WHITEHOUSE, OH FMR, WHITEHOUSE, OH fair market rent, and WHITEHOUSE, OH Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for WHITEHOUSE, OH
Bedroom sizeHUD FMR
Studio$740
1 bedroom$780
2 bedroom$1,030
3 bedroom$1,320
4 bedroom$1,390