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Whitman, MA

CitySAFMR
Plymouth County
Found 1 ZIP

City Median Investment Score

65Below average

095130300
BRFMR
Eff. Rent
0 BR$1,700$1,860
1 BR$1,870$2,050
2 BR$2,440$2,530
3 BR$3,050$3,280
4 BR$3,210$3,460
5 BR$3,691Not available
6 BR$4,245Not available
7 BR$4,882Not available
8 BR$5,614Not available

Purchase Price Calculator

Maximum purchase price
$314,040

Cost breakdown

+Likely effective rent$2,530
HUD FMR$2,440
Market rent$2,580
Est. payment standard (104%)Used$2,530
-Principal and interest-$1,588
Loan amount$251,232
Down payment$62,808
Rate6.50%
Term30 years
-Operating costs-$742
Property taxes-$314
Insurance-$175
Utilities$0
HOA$0
Management-$253
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,348(64.2% ROI)
Projected value
$338,187
Return breakdown
Property appreciation+$24,147
Loan principal paid down+$9,001
Rental cash flow+$7,200
5-year hold
+$69,319(110.4% ROI)
Projected value
$355,308
Return breakdown
Property appreciation+$41,267
Loan principal paid down+$16,051
Rental cash flow+$12,000
10-year hold
+$150,205(239.1% ROI)
Projected value
$401,998
Return breakdown
Property appreciation+$87,958
Loan principal paid down+$38,247
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.87
1 BR
0.87
2 BR
0.95
3 BR
0.90
4 BR
0.89
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Whitman, MA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Whitman, MA is $2,440 a month. That is up 3.4% from $2,360 in FY 2026. Whitman is in the Brockton, MA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,409. The median county two-bedroom FMR in Massachusetts is $2,222, so Whitman is 10% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Whitman, MA
BedroomsFY 2027Change90–110% range
Studio$1,700+1.8%$1,530–$1,870
1BR$1,870+3.9%$1,683–$2,057
2BR$2,440+3.4%$2,196–$2,684
3BR$3,050+3.4%$2,745–$3,355
4BR$3,210+2.9%$2,889–$3,531

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Whitman, MA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,700$1,870$2,440$3,050$3,210
FY 2026$1,670$1,800$2,360$2,950$3,120
FY 2025$1,640$1,690$2,200$2,790$3,010
FY 2024$1,420$1,510$1,990$2,520$2,830
FY 2023$1,280$1,450$1,910$2,430$2,780

Questions about Whitman, MA rents

How much will Section 8 pay for a two-bedroom in Whitman, MA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,409, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,168 to $2,650 a month; under the ZIP-level Small Area FMR of $2,440 it would be $2,196 to $2,684. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Whitman, MA in?

Whitman, MA is in the Brockton, MA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,409.

How much did fair market rent change in Whitman, MA for FY 2027?

The two-bedroom FMR rose 3.4%, from $2,360 in FY 2026 to $2,440 in FY 2027. Since FY 2023 it has risen 27.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set